How Much You Save vs Ontario HST (13%), BC (12%), and Quebec (14.975%) — 2026 Guide
Get $100 with KOHO — Code 45ET55JSYAThe cumulative PST savings for an Alberta household add up significantly over a year. Here are estimates based on typical household spending categories where PST applies in Ontario:
| Spending Category | Annual Spend (est.) | AB Tax (5%) | ON Tax (13%) | AB Annual Saving |
|---|---|---|---|---|
| New vehicle | $40,000 | $2,000 | $5,200 | $3,200 |
| Electronics & appliances | $2,000 | $100 | $260 | $160 |
| Clothing & shoes | $3,000 | $150 | $390 | $240 |
| Home renovations | $5,000 | $250 | $650 | $400 |
| Furniture & household | $2,500 | $125 | $325 | $200 |
| Professional services | $2,000 | $100 | $260 | $160 |
| Approximate Total | $54,500 | $2,725 | $7,085 | $4,360/yr |
Estimates are illustrative. Grocery food, residential rent, and certain health products are generally exempt from PST in Ontario too. The savings are most significant on large purchases: vehicles, appliances, renovations, and electronics.
| Item | Alberta | Ontario (HST) | BC (PST+GST) |
|---|---|---|---|
| New vehicle | 5% only | 13% | 12% (+ 7% PST) |
| Used vehicle (private) | 0% (no PST) | 13% if dealer | 12% PST on value |
| Electronics | 5% only | 13% | 12% |
| Clothing | 5% only | 13% | 12% |
| Restaurant meals | 5% only | 13% | 12% |
| Hotel stays | 5% + tourism levy | 13% | 12%+ |
| Basic groceries | 0% (GST exempt) | 0% (HST exempt) | 0% (exempt) |
| Prescription drugs | 0% (GST exempt) | 0% (HST exempt) | 0% (exempt) |
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