Bank Bonus Stacking: Earn $2,000+ (2026)

The complete playbook for maximizing Canadian bank signup bonuses, referral rewards, and promotional offers.

Bremo › Bank Bonus Stacking: Earn $2,000+ (2026)

The Stacking Strategy

Instead of using one bank, open accounts at multiple banks to collect every bonus available. This is 100% legal and encouraged by the banks themselves. Bremo.io tracks all active offers so you never miss one.

Recommended Stacking Order

1 KOHO — $40 sign-up bonus (spend $20 to unlock) (code BREMO2026) — Free, instant, start referring immediately
2 Neo Financial — $50 bonus (code J4C9H3K5) — Free, fast signup
3 Scotiabank — Up to $700 — Biggest single bonus, requires direct deposit
4 BMO — Up to $500 — Add payroll deposit
5 RBC — Up to $450 — Good welcome package
6 TD — Up to $400 — Switch after other bonuses post

Total Potential

BankSignup BonusReferral BonusTotal Year 1
KOHO$100$100/friend (unlimited)$100-$10,000+
Neo$50$50/friend$50-$500
Scotiabank$700$50/friend$700-$1,000
BMO$500$50/friend$500-$750
RBC$450$25/friend$450-$600
TD$400$25/friend$400-$550
Total$2,200$2,200-$13,400

See all offers at Bremo.io →

🎉 Get $100 Free from KOHO

Sign up with our referral code, make a $20 purchase, and get $100 deposited into your account. Then refer your friends — $40 sign-up bonus, unlimited.

BREMO2026

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