The complete playbook for maximizing Canadian bank signup bonuses, referral rewards, and promotional offers.
Instead of using one bank, open accounts at multiple banks to collect every bonus available. This is 100% legal and encouraged by the banks themselves. Bremo.io tracks all active offers so you never miss one.
| Bank | Signup Bonus | Referral Bonus | Total Year 1 |
|---|---|---|---|
| KOHO | $100 | $100/friend (unlimited) | $100-$10,000+ |
| Neo | $50 | $50/friend | $50-$500 |
| Scotiabank | $700 | $50/friend | $700-$1,000 |
| BMO | $500 | $50/friend | $500-$750 |
| RBC | $450 | $25/friend | $450-$600 |
| TD | $400 | $25/friend | $400-$550 |
| Total | $2,200 | $2,200-$13,400 |
Sign up with our referral code, make a $20 purchase, and get $100 deposited into your account. Then refer your friends — $100 per referral, unlimited.