Houston is a small community of about 3,000 people in the Bulkley Valley, situated on Highway 16 between Smithers (65 km west) and Burns Lake (90 km east). The town is closely tied to the forest industry, historically anchored by the large Canfor sawmill operation. Houston is also known for its steelhead fishing on the Bulkley River, attracting anglers from across North America. Banking services here are modest but functional for a community of its size.
RBC maintains a branch in Houston serving personal banking, mortgages, and small business accounts. For a community this size, having an RBC branch means residents don't need to drive to Smithers or Burns Lake for standard banking. RBC's national network also means Houston residents who travel for work can access branches and ATMs coast to coast.
Integris Credit Union is a key financial institution for Houston residents. Their understanding of forestry-dependent economies — including variable employment, layoff seasons, and the boom-bust cycles of lumber markets — makes them a more flexible lender than big banks for many Houston households. Integris' Houston branch offers personal banking, mortgages, and business accounts.
Many Houston residents maintain accounts with online banks for savings and investment purposes, while relying on their local branch for day-to-day banking. Popular choices:
Houston has ATMs at its bank branches and at local retailers. Residents heading to Smithers will find a more complete ATM network there if needed for larger cash withdrawals.
Houston home prices reflect the forestry-town economy — detached homes are very affordable, typically $200,000-$350,000. First-time buyers are fully exempt from BC PTT at these price points. Integris and RBC both provide mortgages, and a mortgage broker familiar with northern BC can access additional lenders.
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