British Columbia Income Tax Brackets 2025
- $0 – $45,654: 5.06% BC rate
- $45,655 – $91,310: 7.70% BC rate
- $91,311 – $104,835: 10.50% BC rate
- $104,836 – $127,299: 12.29% BC rate
- $127,300 – $172,602: 14.70% BC rate
- $172,603 – $240,716: 16.80% BC rate
- Over $240,716: 20.50% BC rate
British Columbia basic personal amount: $11,981 for 2025.
Federal Income Tax Brackets 2025
- $0 – $57,375: 15%
- $57,376 – $114,750: 20.5%
- $114,751 – $158,519: 26%
- $158,520 – $220,000: 29%
- Over $220,000: 33%
Frequently Asked Questions
How much income tax do I pay in BC?
In BC you pay federal tax (15-33%) plus BC provincial tax (5.06-20.5%), plus CPP and EI. On an $85,000 salary in BC: federal tax ~$12,200, BC tax ~$5,800, CPP ~$3,867, EI ~$1,049 — take-home approximately $62,000.
What is the top marginal tax rate in BC for 2025?
BC's top combined marginal rate is 53.50% (33% federal + 20.50% BC). This applies to income over $240,716. For most BC residents, the effective average rate is considerably lower.
Does BC have a provincial surtax like Ontario?
No. BC does not have a provincial surtax. The rates in the brackets above are the actual rates paid on income within each range, with no additional surcharge layer.
How do I reduce my BC income tax?
Maximize RRSP contributions to reduce taxable income, contribute to a TFSA for tax-free investment growth, claim all eligible credits (BC climate action tax credit, renter's tax credit), and use an FHSA if buying your first home.
Do newcomers to BC pay the same income tax?
Yes. All BC residents pay the same provincial income tax rates regardless of immigration status. In your first year, you only pay tax on income earned after your Canadian residency start date.