Brossard is a dynamic suburb of 90,000 south of Montréal, known for the Quartier DIX30 (one of Canada's largest open-air shopping centres), a significant Chinese-Canadian community...
Updated March 2026 · Brossard, QC · Agglomération de Longueuil · 5-minute read
⚠️ Important: No First-Time Buyer Rebate in Quebec
Unlike Ontario, Quebec has no provincial first-time buyer rebate on Droits de mutation (welcome tax). All buyers — including first-timers — pay the full Droits de mutation. There is no exemption or refund program at the provincial level. Plan your closing costs accordingly and budget for the full welcome tax amount shown in the calculator below.
Brossard is a dynamic suburb of 90,000 south of Montréal, known for the Quartier DIX30 (one of Canada's largest open-air shopping centres), a significant Chinese-Canadian community, and excellent schools including private schools drawing students from across the South Shore. The new REM (Réseau express métropolitain) line now connects Brossard directly to downtown Montréal.
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Headquartered in Montréal, National Bank is the top choice for Quebec professionals. Strong French-language service and competitive mortgage products throughout Agglomération de Longueuil.
Quebec's largest financial cooperative with 5.0M+ members. Desjardins has strong local roots in Agglomération de Longueuil with full French-language service and unlimited FADMD deposit insurance.
Droits de Mutation (Welcome Tax) Calculator — Brossard
⚠️ Quebec does not offer a first-time homebuyer rebate on droits de mutation.
Quebec's Droits de mutation applies to ALL buyers including first-timers. There is no provincial rebate or exemption. Unlike Ontario (up to $4,000 rebate), Quebec charges the full welcome tax regardless of purchase history. Budget this as a closing cost alongside notary fees.
Quebec's Droits de mutation (welcome tax) applies province-wide at standard rates. Estimated welcome tax on a typical Brossard home ($465,000): $5,475. No first-time buyer rebate exists in Quebec.
Frequently Asked Questions — Brossard Banking
Is Brossard growing quickly?
Yes. Brossard is one of the fastest-growing communities in Greater Montréal, driven by the REM transit line, Quartier DIX30, and its multicultural character. Home prices have risen to $390,000–$650,000+. Welcome tax on a $465,000 purchase is approximately $6,175. No first-time buyer rebate exists in Quebec.
What bank is best for Brossard's diverse community?
KOHO offers bilingual service and a zero-fee app ideal for newcomers and established residents alike. National Bank has a strong Montérégie presence. Desjardins serves the cooperative market. Many Brossard residents use KOHO for daily banking and EQ Bank for savings.
What is the best no-fee bank in Brossard, Quebec?
KOHO is the best no-fee bank for Brossard residents in 2025. It charges $0/month forever, pays 3% interest on your entire balance (far better than any local branch bank), and includes a $100 signup bonus with code 45ET55JSYA. EQ Bank is the best choice for TFSA and RRSP savings at 3.75%. Both are fully digital and work seamlessly for Brossard residents alongside a local Desjardins or National Bank account for mortgage needs.
Do first-time buyers in Brossard get a Droits de mutation rebate?
No. Quebec has no provincial first-time buyer rebate on Droits de mutation (welcome tax). All buyers in Brossard — regardless of whether it's their first home — pay the full welcome tax. This is a significant difference from Ontario, which offers up to $4,000 back for first-time buyers. Budget the full Droits de mutation amount as a closing cost in Brossard.