Updated March 2025 · Banking and real estate guide for Buckingham, Gatineau's eastern rural sector
The primary financial institution in Buckingham. Deep community roots, French-language service, and competitive rural mortgage rates. Desjardins' agricultural and rural financing expertise is valuable in Buckingham's mixed rural-suburban market.
Online and branch banking for Buckingham's rural residents. National Bank's Quebec mortgage team handles rural properties, including those with acreage or agricultural zoning.
Online banking is essential in Buckingham where branch access is limited. TD's mobile app works well for remote residents who drive to Gatineau or Ottawa for in-person banking needs.
High-interest savings and no fees. For Buckingham buyers saving for a down payment or maintaining an emergency fund, EQ Bank's 3.5%+ rates outperform any local branch savings account.
No-fee digital card with French support. Buckingham residents appreciate KOHO's budgeting tools for managing rural living costs — fuel, utilities, home maintenance.
| Type | Avg Price |
|---|---|
| Starter Detached | ~$280,000 |
| Larger Detached | ~$380,000 |
| Acreage / Rural Property | ~$450,000 |
| Waterfront (Lièvre River) | ~$550,000+ |
No first-time buyer rebate in Quebec. All buyers pay full droits.
Buckingham consistently offers the lowest home prices in the entire National Capital Region. Buyers who can manage a 45-minute commute to downtown Ottawa can purchase a detached home for $280K–$380K — less than a studio condo in Ottawa's Centretown. The tradeoff is distance and limited local amenities, though Gatineau proper is 30–35 minutes away.
| Portion | Rate |
|---|---|
| First $50,000 | 0.5% |
| $50,001–$250,000 | 1.0% |
| $250,001–$500,000 | 1.5% |
| $500,001–$1,000,000 | 2.0% |
| Above $1,000,000 | 2.5% |