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KOHO works across all of Canada with no monthly fees, 3% cash back on groceries and restaurants, and a free $100 sign-up bonus. Use code 45ET55JSYA when you sign up.
Claim Your $100 KOHO Bonus →How to Use This Directory
Each city page on bremo.io gives you a ranked comparison of the best banks and credit unions for that specific location — with local fee data, deposit insurance details, and recommendations for newcomers, first-time buyers, and everyday banking. Click your province below to browse all cities, or jump directly to one of Canada's top 20 cities further down this page.
If you're not sure where to start: KOHO is the single best no-fee bank account available in every Canadian city in 2026. Open one today and earn $100 with code 45ET55JSYA.
| Province | LTT Name | Rate on $700K Home | FTB Relief | Province Hub |
|---|---|---|---|---|
| Ontario | Land Transfer Tax | ~$11,475 | Up to $4,000 rebate | Browse Ontario → |
| BC | Property Transfer Tax | ~$13,000 | Full exempt ≤$500K | Browse BC → |
| Alberta | None | $0 | No tax at all | Browse Alberta → |
| Quebec | Droits de Mutation | ~$7,750 | No FTB exemption | Browse Quebec → |
| Nova Scotia | Deed Transfer Tax | ~$3,500 (varies) | Municipal varies | Browse NS → |
| Manitoba | Land Transfer Tax | ~$7,200 | Up to $4,500 rebate | Browse MB → |
| Saskatchewan | None | $0 | No provincial LTT | Browse SK → |
| New Brunswick | Land Transfer Tax | ~$3,500 | Check municipality | Browse NB → |
| Newfoundland | None | $0 | No provincial LTT | Browse NL → |
| PEI | Real Property Transfer Tax | ~$7,000 | FTB partial relief | Browse PEI → |
The Best Canadian Bank Account — No Matter Your City
KOHO works in every province with zero monthly fees, 3% cash back on groceries and restaurants, and a free $100 bonus. Use referral code 45ET55JSYA when you sign up.
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