Cardinal is a South Grenville community on the St. Lawrence River, close to Prescott and Brockville. Affordable homes and a tight-knit community make Cardinal an attractive place to settle. KOHO's 3% interest and $0 fees help you save faster.
KOHO earns 3.0% interest on your entire balance with no monthly fees. For Cardinal residents in a smaller community where digital banking is increasingly practical, KOHO provides the best returns on everyday savings. Earn $100 just for signing up with code 45ET55JSYA.
Deposits insured by CDIC up to $100,000 per category.
EQ Bank's 3.75% HISA is Canada's best savings rate. Cardinal area homes average around $375,000. CDIC insured. TFSA and RRSP available.
SDG Credit Union serves South Grenville and surrounding Stormont, Dundas and Glengarry areas. Deposits protected by DICO with unlimited coverage. Local mortgage expertise for the St. Lawrence Valley.
TD provides full-service banking for Cardinal area residents. CDIC insured.
RBC offers mortgage options and wealth management for South Grenville residents. CDIC insured.
| Bank | Savings Rate | Monthly Fee | Best For | Deposit Insurance |
|---|---|---|---|---|
| 🥇 KOHO | 3.0% | $0 | Daily banking + bonus | CDIC $100K/category |
| EQ Bank | 3.75% | $0 | Savings | CDIC $100K/category |
| SDG Credit Union | ~0.5% | $5–10 | Local mortgages | DICO ON — Unlimited ✅ |
| TD Bank | 0.01% | $10.95–$29.95 | Full-service | CDIC $100K/category |
| RBC | 0.01% | $10.95–$30.00 | Nationwide | CDIC $100K/category |
Cardinal sits on the St. Lawrence River. Digital banking via KOHO is perfect for this smaller community where branches may require a drive to Prescott or Brockville.
Ontario LTT on a $375K home is ~$4,225. First-time buyers receive up to $4,000 rebate — net cost just ~$225 for FTBs.
SDG Credit Union provides unlimited DICO protection and local expertise for rural and agricultural property mortgages in South Grenville.
Many Cardinal residents commute to Prescott, Brockville, or even the Ottawa area. EQ Bank at 3.75% helps offset commuting costs through higher savings returns.
KOHO is the top choice — 3% interest, $0 fees, and a $100 bonus with code 45ET55JSYA. EQ Bank offers 3.75% for savings. SDG Credit Union provides local mortgage expertise with unlimited DICO protection.
On a $375,000 Cardinal area home, Ontario LTT is approximately $4,225. First-time buyers receive a rebate up to $4,000, reducing net cost to ~$225.
Use referral code 45ET55JSYA when signing up for KOHO. The $100 bonus posts after your first qualifying transaction.
Earn 3% interest with $0 fees. Perfect for South Grenville residents, St. Lawrence Valley homebuyers, and Cardinal families. Use code 45ET55JSYA.
Get $100 with KOHO — Code 45ET55JSYA →