Best Banks in Chase, BC (2026)

🏔️ Chase's Best No-Fee Bank

On the shores of Little Shuswap Lake, KOHO gives Chase residents free banking with cash back. No monthly fees for South Thompson Valley living.

Get KOHO Free — Code 45ET55JSYA

Chase is a village of roughly 2,500 on the south shore of Little Shuswap Lake, where the South Thompson River begins its westward journey toward Kamloops. Located 75 km west of Salmon Arm and 40 km east of Kamloops on Trans-Canada Highway 1, Chase has a strategic corridor location. The community is known for its lakefront character, outdoor recreation, and as a bedroom community for Kamloops workers. Median home prices near $430,000 reflect the Shuswap-Okanagan corridor premium over the northern Interior.

Chase has limited branch banking — Interior Savings Credit Union is the primary local option — supplemented by digital banking through KOHO and EQ Bank. KOHO's no-fee banking with cash back serves remote workers and young families — code 45ET55JSYA to start. EQ Bank's savings accounts help Chase residents build down payment funds for their first home.

Shuswap Lake Recreation Economy

Little Shuswap Lake and the broader Shuswap waterway system attract houseboaters, anglers, and summer cottagers. Waterfront properties command premiums. Chase sits at the western end of the Shuswap corridor, offering waterfront access at lower prices than Salmon Arm or Sorrento.

First-Time Buyers in Chase

At $430,000, most Chase resale purchases fall below the $500,000 FTB exemption threshold — qualifying for full PTT exemption. This saves approximately $6,200 on a $430,000 purchase. For a lakeside community within commuting distance of Kamloops, this represents compelling value. New builds under $835,000 also qualify for full FTB new-home exemption.

Trans-Canada Corridor Commuting

Chase's location on Highway 1 between Kamloops and the Shuswap makes it a viable commuter community for Kamloops workers who prefer lakeside living. The 40-minute commute is manageable for those who value Little Shuswap Lake access over urban proximity. Digital banking through KOHO and EQ Bank eliminates banking as a barrier to rural relocation.

Best Banks in Chase

Here are the top 6 financial institutions serving residents — ranked for everyday banking, savings, and local lending.

#1 Best Overall

KOHO

No-fee chequing, 0.5% cash back, automatic savings, and no minimum balance. Use referral code 45ET55JSYA.

Open Free Account
#2 Best Savings

EQ Bank

4.00%+ interest on savings, no monthly fees, and free Interac e-Transfers — ideal for growing your down payment fund.

Open EQ Account
#3 Best Local

Interior Savings Credit Union

Interior Savings Credit Union serves Chase and the South Thompson with personalized banking, mortgage lending, and community-focused financial services.

Compare Local CUs
#4 Best Big Bank

TD Bank

Extensive branch network, TD Aeroplan Visa, and competitive mortgage rates with a dedicated First-Time Buyer program.

View TD Options
#5 Best Rewards

RBC

Avion rewards, WestJet partnership, and a strong digital app. RBC's mortgage advisors have deep BC Interior market experience.

View RBC Options
#6 Best Newcomers

Scotiabank

StartRight program for newcomers, Scene+ rewards, and solid mortgage products for first-time buyers across BC.

View Scotia Options

BC Property Transfer Tax Calculator