EQ Bank pays 3% on everyday savings with zero monthly fees. Grey Highlands residents enjoy Canada's highest CDIC-insured savings rate, fully managed digitally. Whether you're near Devil's Glen Ski Resort and the Beaver Valley or commuting to Collingwood, EQ Bank earns more on your money with no branch needed.
KOHO gives Grey Highlands residents 5% cashback on everyday spending with $0 monthly fees. Perfect for families in Grey County looking to save more. Use code 45ET55JSYA at sign-up for a $100 welcome bonus — one of the best bank deals in Grey Highlands for 2025.
Tangerine offers 5% promotional savings rates for new and returning customers. Grey Highlands homebuyers can use this promo to maximize interest on their down payment before purchasing in Grey County. No fees and no minimums make it ideal for first-time buyers.
Scotiabank serves Grey County with branches and ATMs across the area. The Scene+ rewards program earns points at Cineplex, Sobeys, and local partners. Full mortgage, RRSP, TFSA, and business banking available for Grey Highlands residents and nearby communities.
TD serves Grey County with full-service branch banking. The All-Inclusive Plan fee is waived with a $5,000 minimum balance. Great for Grey Highlands residents who value in-person service, mortgages, and TD Direct Investing for their Grey County property and portfolio.
RBC serves Grey County with full-service banking and competitive mortgage rates for Grey Highlands homebuyers. RBC Avion earns travel rewards on daily spending. A strong choice for first-time buyers and move-up buyers exploring properties near Devil's Glen Ski Resort and the Beaver Valley.
Ontario Land Transfer Tax Calculator — Grey Highlands
Calculate your Ontario LTT and first-time buyer rebate for a Grey Highlands home purchase. No Toronto municipal LTT applies here.
Ontario Land Transfer Tax:
Frequently Asked Questions — Banking in Grey Highlands
What is the best bank for Grey Highlands residents in 2025?
KOHO is the top pick for everyday banking in Grey Highlands — $0 monthly fees, 5% cashback promo, and a $100 welcome bonus with code 45ET55JSYA. For savings, EQ Bank's 3% no-fee HISA beats every big bank. Grey Highlands residents in Grey County also have access to Scotiabank, TD, and RBC branches for in-person needs including mortgages, RRSPs, and business banking.
How much is Ontario Land Transfer Tax on a Grey Highlands home?
On a $750,000 home in Grey Highlands, Ontario LTT is approximately $10,475. First-time buyers receive a rebate of up to $4,000, reducing the net to about $6,475. Grey Highlands has no additional municipal land transfer tax — only the provincial Ontario LTT applies. Use the calculator above for a precise estimate on your purchase price.
Does Grey Highlands have a municipal land transfer tax?
Grey Highlands has no municipal land transfer tax. Only the Ontario provincial LTT applies when buying a home in Grey Highlands or anywhere in Grey County. This is a significant advantage over Toronto, where buyers pay both provincial LTT and an additional Toronto municipal LTT. First-time buyers in Grey Highlands also qualify for up to a $4,000 Ontario LTT rebate, or a full exemption on purchases up to $368,000.
What is the real estate market like in Grey Highlands, Ontario?
Grey Highlands encompasses Beaver Valley ski and golf country, with chalet and rural properties averaging around $750K. Digital banks like EQ Bank (3% HISA) and KOHO ($100 bonus) are popular for Grey Highlands homebuyers saving for a down payment. KOHO's no-fee structure works especially well for residents commuting to Collingwood or working remotely. Use code 45ET55JSYA to get a $100 bonus when opening a KOHO account.
Disclaimer: Rates and offers are subject to change. The KOHO 5% cashback is a promotional rate and may vary. Ontario LTT calculations are estimates — consult a real estate lawyer for exact amounts. This page is for informational purposes only and does not constitute financial advice. Bremo.io may earn referral compensation from partner links.