Historic Skeena confluence: digital banking and BVCU for Hazelton, New Hazelton and Gitxsan Nation communities.
| # | Bank | Monthly Fee | Interest Rate | Deposit Insurance |
|---|---|---|---|---|
| 🏉 | KOHO | $0 | 3.0% on savings | CDIC (federal) |
| 🏊 | EQ Bank | $0 | 3.75% HISA/FHSA | CDIC (federal) |
| 🏋 | Bulkley Valley Credit Union | $0–$9 | 0.5–1.5% HISA | CUDIC BC unlimited |
| 4 | TD Bank | $10.95–$29.95 | 0.01% | CDIC (federal) |
| 5 | RBC | $11.95–$30.00 | 0.01% | CDIC (federal) |
KOHO is the best everyday banking choice for Hazelton residents. $0 fees and 3% interest beat any big-bank account charging $15–$30/month at 0.01%. Use referral code 45ET55JSYA for a $100 signup bonus.
EQ Bank's 3.75% FHSA is the top savings rate available for Hazelton first-time buyers. Contribute $8,000/year (up to $40,000 lifetime) with a tax deduction and tax-free growth — powerful for building a BC home down payment.
Bulkley Valley Credit Union serves Hazelton and the upper Skeena region with CUDIC BC unlimited deposit coverage and community-focused lending for Gitxsan and regional residents.
TD has branches serving the Skeena Country area with extended banking hours. Suitable for residents who need national coverage, TD's New to Canada program, or US dollar accounts.
RBC serves Skeena Country residents through its branch network with access to 4,400+ ATMs nationally. Best for residents needing full investment accounts or cross-Canada coverage.
Use referral code 45ET55JSYA when signing up for KOHO to earn a $100 bonus. Zero monthly fee, 3% interest, cash back on every purchase, and CDIC-insured deposits.
Open KOHO Free → Use Code 45ET55JSYAEstimate how much you save annually by switching to KOHO from your current bank.
BC PTT: 1% on first $200K, 2% on $200K–$2M, 3% on $2M–$3M, 5% above $3M. First-time buyers: full exemption on new homes ≤$835K, resale ≤$500K; partial to $860K/$525K.
Highway 16 communities: main banking is in New Hazelton. KOHO provides digital banking across all three Hazelton communities.
Historic Hazelton: KOHO's digital account works from the heritage townsite without driving to branch locations.
Gitanmaax, Sik-E-Dakh and other Gitxsan communities: KOHO's accessible $0 account with no minimum balance serves remote First Nations areas.
Remote Skeena Country: digital banking is essential. KOHO works anywhere with connectivity; BVCU for in-person needs.
Yes — New Hazelton has bank branch options. Bulkley Valley Credit Union serves the area. KOHO and EQ Bank serve digitally from anywhere.
Yes — KOHO works anywhere with internet access. For the rural Kispiox Valley and remote Gitxsan communities, digital banking eliminates travel to branch locations.
KOHO provides accessible $0 banking with no credit history requirements. Bulkley Valley CU offers community-focused personal and community lending with Northern BC expertise.
Hazelton area has some of BC's most affordable housing. EQ Bank FHSA + BC PTT first-time exemption is a powerful combination for first-time buyers in the area.
Zero fees · 3% interest · Cash back · CDIC insured · 5 minutes to open
Get KOHO + $100 →