Top 6 banking picks for Montérégie residents and home buyers — with a free Quebec droits de mutation calculator.
Hudson is one of the most charming and affluent small towns in Quebec — a bilingual enclave on the shores of Lake of Two Mountains in Vaudreuil-Soulanges. Known for its English-language heritage, Victorian architecture, lively arts scene, and sailing culture, Hudson is a destination for buyers seeking a high-quality lifestyle within commuting distance of Montreal.
Average home prices in Hudson sit around $510,000, reflecting its desirability and limited housing stock. The town's Victorian and Edwardian homes are carefully maintained, and lakefront properties command significant premiums. Hudson regularly appears on lists of Quebec's most livable towns.
Hudson's Main Road is famous for its antique shops, art galleries, and independent boutiques — a rare commercial strip that has resisted the homogenization of big-box retail. The Hudson Yacht Club and multiple sailing regattas make it a summer hub for Lake of Two Mountains boating.
Banking in Hudson is primarily served through nearby Vaudreuil-Dorion and Saint-Lazare. Desjardins and National Bank have the strongest regional presence. The affluent, tech-comfortable demographics mean KOHO and EQ Bank are popular among Hudson residents for no-fee digital banking supplementing their primary accounts.
The droits de mutation on a $510,000 home is approximately $6,372 — no Montreal island surtax (Hudson is in Vaudreuil-Soulanges, NOT on Montreal island). The welcome tax here is meaningful given higher property values — use our calculator above for your exact figure.
Standard QC formula — no Montreal island surtax. Avg. home ~$510,000 → approx. $6,066.00 welcome tax. Consult a notary for exact obligations.
| 0.5% on first $52,800 | |
| 1.0% on $52,801–$264,000 | |
| 1.5% on $264,001–$528,000 | |
| 2.0% above $528,000 | |
| Total Droits de Mutation |
KOHO offers free banking with cash back on everyday purchases — popular with Quebecers who want to complement their Desjardins account with a no-fee Visa card.
KOHO Gratuit — Code 45ET55JSYA3.0% HISA, zero monthly fees, $100 welcome bonus with code 45ET55JSYA. Visa card accepted everywhere in Hudson. CDIC-insured through Peoples Bank of Canada.
3.75% Savings Plus Account — Canada's highest no-fee savings rate. Ideal for building a down payment in Hudson's ~$510,000 market. CDIC insured.
Quebec's dominant cooperative financial group with deep roots in Montérégie. Strong mortgage products and local caisse network. Deposits insured by DPFQ.
Full-service personal and mortgage banking with a strong mobile app and wide ATM network. Serves Hudson and Montérégie residents. CDIC insured.
Headquartered in Montreal with deep Quebec market expertise. Competitive mortgage products for Montérégie buyers. Strong online application. CDIC insured.
Comprehensive personal banking, mortgages, and investment products for Hudson residents and buyers. Canada's largest bank. CDIC insured.
For a $510,000 home in Hudson, the droits de mutation is approximately $6,066.00. No Montreal island surtax applies here. Quebec provides no first-time buyer exemption — all buyers pay the full welcome tax. Use our calculator above for your specific purchase price.