Kentville is the county seat of Kings County and the commercial hub of the Annapolis Valley — Nova Scotia's agricultural heartland and a growing destination for families and retirees.
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Get KOHO Free — Use Code 45ET55JSYAKentville serves as the judicial and administrative capital of Kings County, one of Nova Scotia's most prosperous counties. The Annapolis Valley — stretching from Windsor to Digby — is Nova Scotia's premier agricultural region, famous for apple orchards, vineyards, market gardens, and an increasingly vibrant agri-tourism industry. Kentville, with a population of approximately 7,000, is the Valley's central hub.
Kings County's economy blends agriculture, healthcare, education, and a growing professional services sector. CFB Greenwood — one of Canada's largest air force bases — is located nearby in Greenwood, bringing a significant military population and their families to the area.
Valley Credit Union has historically served the agricultural community with tailored farm lending and equipment financing. For everyday banking, KOHO offers a no-fee alternative that's particularly appealing to young families and newcomers to the Valley.
Kings County has seen significant real estate appreciation, particularly since 2020, as buyers from Halifax and other major Canadian cities discovered the Valley's lifestyle appeal. Properties near Wolfville, Greenwich, and along the Valley floor have appreciated substantially. The Nova Scotia 1.5% deed transfer tax on a $285,000 Kentville home amounts to approximately $4,275.
CFB Greenwood, located about 20 kilometres from Kentville, is home to thousands of military personnel and their families. Military banking needs are specific — members frequently post in and out of the base, requiring portable, low-fee banking that works nationally. KOHO and EQ Bank are particularly well-suited for military families who move frequently. The Canadian Forces' own pension and financial planning resources complement commercial banking options.
Beyond Kentville, Kings County residents in New Minas, Coldbrook, Berwick, Canning, and rural areas rely on the Valley's banking infrastructure. Digital banking has become increasingly important for rural Valley residents who may not want to drive to Kentville or New Minas for routine transactions.
The Nova Scotia deed transfer tax rate is 1.5% of the purchase price. Based on Kentville's average home price of approximately $285,000:
| Home Price | Deed Transfer Tax (1.5%) |
|---|---|
| $213,750 | $3,206 |
| $285,000 (avg) | $4,275 |
| $356,250 | $5,343 |
| $427,500 | $6,412 |
For full closing cost estimates, use our Nova Scotia DTT Calculator or New Brunswick DTT Calculator.