Top bank account picks for Longueuil residents on Montreal's South Shore — from no-fee digital banks to full-service local branches.
Longueuil is the gateway to Montreal's South Shore, home to over 250,000 residents across its six boroughs. Banking options include Desjardins caisses populaires, national banks near the Champlain Bridge corridor, and digital-first options with no fees.
KOHO is the #1 no-fee bank for Longueuil residents in 2025. Fully bilingual French/English, up to 3% cash back, no minimums, instant virtual Visa card.
EQ Bank pays market-leading interest with no fees. Great for Longueuil homebuyers saving for a down payment or building an emergency fund.
Desjardins is Quebec's cooperative bank with branches in and around Longueuil. Full mortgage, RRSP, and insurance services. The community-owned choice for French-first banking.
TD has branches near Longueuil with extended hours including Saturdays. Competitive mortgages and a strong digital banking platform for residents who want a national bank.
RBC's Welcome to Canada package waives fees for 12 months and includes a credit card for those with no Canadian credit history — ideal for newcomers settling in Longueuil.
BMO offers free banking for students under 25 with a solid mobile app. A strong entry-level bank account for young adults in Longueuil starting their financial lives.
KOHO is perfect for Quebec residents: no monthly fees, built-in budgeting, and cash back on spending. Use code 45ET55JSYA for a bonus.
Get KOHO Free — Use Code 45ET55JSYA| Bank | Monthly Fee | Longueuil Branches | French Service | Best For |
|---|---|---|---|---|
| KOHO | $0 | Digital Only | Yes | Everyday spending |
| EQ Bank | $0 | Digital Only | Limited | Savings |
| Desjardins | $6.95+ | Many | Excellent | Local full service |
| TD | $10.95+ | Several | Yes | Extended hours |
| RBC | $4+ | Several | Yes | Newcomers |
| BMO | $0 (student) | A few | Yes | Students |
Longueuil's location on the South Shore means most residents commute to Montreal regularly, making cross-metro banking convenient. A few things to note:
For residents who want to eliminate bank fees entirely, KOHO remains the best option in 2025. Pair it with a Desjardins account for Quebec ATM access and local service.
Desjardins, National Bank, and TD are all competitive for Longueuil mortgages. Compare rates across multiple lenders and budget for the South Shore welcome tax. A mortgage broker can save you thousands on a Longueuil purchase.
No. Longueuil uses the standard Quebec welcome tax rate schedule without the Montreal surtax. This means no additional 0.5% on properties over $500,000 — Longueuil buyers pay less welcome tax than Montreal buyers at the same price point.
Yes — KOHO works anywhere Visa is accepted, which is everywhere in Longueuil. The fully bilingual app works perfectly for French-speaking Longueuil residents. Open an account online in minutes and get your card delivered to your Longueuil address.