Longueuil, QC · Agglomération de Longueuil · 2025

Best Banks in Longueuil, Québec

Longueuil is the central city of the agglomération of Longueuil on the South Shore of Montréal, with about 260,000 residents. It's connected to Montréal by the Samuel-De Champlain ...

Updated March 2026 · Longueuil, QC · Agglomération de Longueuil · 5-minute read

⚠️ Important: No First-Time Buyer Rebate in Quebec

Unlike Ontario, Quebec has no provincial first-time buyer rebate on Droits de mutation (welcome tax). All buyers — including first-timers — pay the full Droits de mutation. There is no exemption or refund program at the provincial level. Plan your closing costs accordingly and budget for the full welcome tax amount shown in the calculator below.

Longueuil is the central city of the agglomération of Longueuil on the South Shore of Montréal, with about 260,000 residents. It's connected to Montréal by the Samuel-De Champlain Bridge and the Yellow metro line. Longueuil is home to major aerospace companies (Pratt & Whitney, Bell Helicopter), Université de Sherbrooke's medical faculty, and a major regional hospital.

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Top 6 Banks for Longueuil, QC (2025)

EQ Bank
3% HISA
Canada's best savings rate — fully available to all Quebec residents including Longueuil. Earn 3.75% on TFSA with zero fees.
  • 3.00% everyday savings rate
  • 3.75% TFSA & FHSA
  • $0 monthly fees, no minimums
  • CDIC insured up to $100K/category
  • Best savings rate available in QC
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Tangerine
5% promo savings
Scotiabank's bilingual digital bank with 5% promo rate for new clients. Popular with students and young professionals in Longueuil.
  • 5% promo rate (first 5 months)
  • No-fee chequing account
  • French-language service available
  • 2% cash back credit card
  • CDIC insured
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National Bank (Banque Nationale)
Quebec's homegrown bank
Headquartered in Montréal, National Bank is the top choice for Quebec professionals. Strong French-language service and competitive mortgage products throughout Agglomération de Longueuil.
  • Headquartered in Quebec (Montréal)
  • Strong Agglomération de Longueuil branch presence
  • Competitive mortgage rates for QC properties
  • Full French-language service
  • CDIC insured
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TD Bank
National branch network
TD has a solid Longueuil area presence. Full-service banking with French advisors, mortgage financing, and TD Wealth Management for Longueuil residents.
  • Local Longueuil area locations
  • TD Wealth Management
  • French-language banking
  • Business & corporate banking
  • CDIC insured
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Desjardins
Quebec's #1 cooperative
Quebec's largest financial cooperative with 5.0M+ members. Desjardins has strong local roots in Agglomération de Longueuil with full French-language service and unlimited FADMD deposit insurance.
  • 5.0M+ members across Quebec
  • Unlimited FADMD deposit insurance
  • Full French-language service
  • Local Longueuil mortgage advisors
  • Caisse populaire network
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Longueuil Bank Comparison 2025

BankMonthly FeeSavings RateLocal PresenceBest For
KOHO$03.00%App onlyDaily chequing + $100 bonus
EQ Bank$03.00% (3.75% TFSA)App onlyTFSA & FHSA savings
Tangerine$05% promo / 0.5% afterApp onlyNew client promo
National Bank$10.95–$24.950.05%Agglomération de Longueuil branchesQuebec mortgage & investments
TD Bank$10.95–$29.950.01%Local branchesFull-service branch banking
DesjardinsVaries~1–2%Caisses populairesQuebec cooperative, FADMD insurance

Droits de Mutation (Welcome Tax) Calculator — Longueuil

⚠️ Quebec does not offer a first-time homebuyer rebate on droits de mutation.

Quebec's Droits de mutation applies to ALL buyers including first-timers. There is no provincial rebate or exemption. Unlike Ontario (up to $4,000 rebate), Quebec charges the full welcome tax regardless of purchase history. Budget this as a closing cost alongside notary fees.

Quebec's Droits de mutation (welcome tax) applies province-wide at standard rates. Estimated welcome tax on a typical Longueuil home ($420,000): $4,800. No first-time buyer rebate exists in Quebec.

Frequently Asked Questions — Longueuil Banking

What are home prices in Longueuil?
Longueuil is one of Quebec's more expensive markets outside Montréal. Detached homes range from $350,000–$600,000; condos from $270,000. Welcome tax on a $420,000 purchase is approximately $5,550. Quebec provides no first-time buyer rebate — all buyers pay the full Droits de mutation.
What bank do aerospace workers in Longueuil use?
Given the high income of Pratt & Whitney and Bell Helicopter engineers, many use KOHO for daily banking (saving $200–$360/year in fees) plus EQ Bank or National Bank for RRSP/TFSA investing. Desjardins has a strong South Shore presence and competitive mortgage products.
What is the best no-fee bank in Longueuil, Quebec?
KOHO is the best no-fee bank for Longueuil residents in 2025. It charges $0/month forever, pays 3% interest on your entire balance (far better than any local branch bank), and includes a $100 signup bonus with code 45ET55JSYA. EQ Bank is the best choice for TFSA and RRSP savings at 3.75%. Both are fully digital and work seamlessly for Longueuil residents alongside a local Desjardins or National Bank account for mortgage needs.
Do first-time buyers in Longueuil get a Droits de mutation rebate?
No. Quebec has no provincial first-time buyer rebate on Droits de mutation (welcome tax). All buyers in Longueuil — regardless of whether it's their first home — pay the full welcome tax. This is a significant difference from Ontario, which offers up to $4,000 back for first-time buyers. Budget the full Droits de mutation amount as a closing cost in Longueuil.

Longueuil's Best Daily Bank: $0 Fees + $100 Cash

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