Moncton is the fastest-growing city in Atlantic Canada. Here are the top banks and credit unions for Moncton residents in 2025.
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Get KOHO Free — Use Code 45ET55JSYAMoncton has emerged as Atlantic Canada's fastest-growing city, fuelled by immigration, technology industry growth, and a booming real estate market. The Greater Moncton area — encompassing Moncton, Dieppe, and Riverview — is home to over 160,000 residents and a growing number of newcomers from across Canada and internationally.
This growth has made Moncton's banking sector highly competitive. All major Canadian banks maintain significant presences in the city, while UNI Financial Cooperation (formerly Mouvement des caisses populaires acadiennes) serves Moncton's large Francophone population with bilingual financial services.
UNI (formerly the Mouvement des caisses populaires acadiennes) is one of New Brunswick's most important financial institutions. With deep roots in Moncton's Acadian community, UNI offers full banking services in both French and English. Their cooperative structure means members share in profits and have a say in governance. UNI is particularly strong in mortgage lending and offers competitive rates for both English and French-speaking Moncton residents.
Moncton's real estate market has experienced remarkable price appreciation over the past several years. Once known for being among Canada's most affordable cities, Moncton has seen home prices rise significantly while remaining more affordable than Halifax, Ottawa, or Ontario cities. For buyers in Moncton, New Brunswick's 1.0% deed transfer tax is based on the assessed value (not purchase price), which can reduce the tax compared to a purchase price calculation.
Moncton has become one of Canada's top immigration destinations in Atlantic Canada. Banks like RBC and TD offer newcomer programs with reduced fees and support for establishing Canadian credit history. KOHO is particularly popular among newcomers because it requires no credit history and no minimum balance, making it an accessible first step in the Canadian banking system.
As a bilingual city with a significant Francophone population, Moncton residents can access banking services in both French and English at all major institutions. UNI/caisse populaire remains the flagship French-language institution, but TD, RBC, and Scotiabank all maintain bilingual service capabilities in Moncton.