Banking options for residents of Mont-Laurier and the Hautes-Laurentides region — from Desjardins caisse populaire to fee-free digital banking.
Get KOHO Free — Use Code 45ET55JSYAMont-Laurier is the regional capital of Antoine-Labelle County in the Hautes-Laurentides, about 200 km north of Montreal. The economy includes forestry, tourism, and regional services. Desjardins is the dominant financial institution, with digital banks gaining ground.
KOHO eliminates monthly banking fees for Mont-Laurier residents. Full French-language app, cash back on purchases, and accessible from anywhere — ideal for a region where getting to a branch may mean a drive.
KOHO is a great choice for residents of Mont-Laurier: no monthly fees, no minimum balance, cash back on everyday purchases, and available in French and English. Use code 45ET55JSYA for a sign-up bonus.
Get KOHO Free — Use Code 45ET55JSYAEQ Bank pays 3.75% on savings — far above what you'll earn at a local branch. Perfect for Mont-Laurier residents building savings alongside their Desjardins account.
Desjardins is deeply embedded in the Hautes-Laurentides economy. The Mont-Laurier caisse populaire provides mortgages, personal accounts, forestry-sector business financing, and French-language service. AMF unlimited deposit insurance protects deposits without a dollar cap — essential for businesses and larger account holders.
National Bank serves the Laurentians region with bilingual banking. A good option for residents who need a major Quebec-based chartered bank for larger financial needs.
TD provides bilingual national banking for Mont-Laurier residents needing pan-Canadian access or extended digital banking capabilities.
RBC is Canada's largest bank and provides full-service bilingual banking suitable for Mont-Laurier residents with national banking needs.
Standard Quebec 4-bracket droits de mutation. No Montreal surtax in Mont-Laurier.
Mont-Laurier (population approximately 14,000) is the largest city in the northern Laurentians and serves as the commercial and administrative hub for a large, largely rural territory. The local economy has historically depended on forestry, and Desjardins has been central to financing resource industries throughout the region.
For residents living in smaller communities surrounding Mont-Laurier, digital banking offers a convenient alternative to driving to a branch. KOHO and EQ Bank work entirely via smartphone and are accessible throughout the Hautes-Laurentides territory.
Many communities in the Hautes-Laurentides are far from any bank branch. Digital-first banks like KOHO (French app available) and EQ Bank provide full banking functionality without requiring an in-person visit. For everyday banking, bill payments, and savings, these apps give remote residents the same access as urban customers.
Yes. Standard Quebec rates apply: 0.5% on the first $52,800, 1.0% on $52,801–$264,000, 1.5% on $264,001–$528,000, and 2.0% above $528,000. No Montreal surtax.
Yes. KOHO is app-based and works anywhere with a smartphone connection. The French-language version makes it practical for the Hautes-Laurentides region.
Desjardins is the primary lender for forestry and natural resource businesses in the Hautes-Laurentides. National Bank is a secondary option for businesses needing chartered bank relationships.
KOHO: French app, zero fees, cash back. Use code 45ET55JSYA for a bonus.
Get KOHO Free — Code 45ET55JSYABremo provides general information only. Rates and fees change — verify with each institution. Welcome tax is an estimate; consult a Quebec notary. KOHO code 45ET55JSYA subject to KOHO's terms.