Updated March 2025 · Banking guide for Perth, Lanark County's historic county seat
Perth branch on Gore Street. TD's full-service banking with strong digital platform. Mortgage specialists can handle Perth's heritage properties, rural lots, and the mix of older stock requiring renovation financing.
Perth location with personal and business banking. Good for Perth's small business owners in the tourism and hospitality sector, and for Ottawa retirees managing pension income and property transition.
Perth branch serving Lanark County. BMO's retirement planning and pension management tools suit Perth's significant retiree population. Competitive RRIF and estate planning services.
Ontario credit union with strong rural presence. Competitive mortgage rates and a community banking model well-suited to Perth's small-town ethos and local business community.
No-fee digital card for Perth residents who supplement local banking with online accounts. Great for everyday spending and tracking household budgets.
| Type | Avg Price |
|---|---|
| Starter Home / Condo | ~$280,000 |
| Semi-Detached | ~$380,000 |
| Detached Heritage | ~$480,000 |
| Rural Property with Land | ~$600,000+ |
| Portion | Rate |
|---|---|
| First $55,000 | 0.5% |
| $55,001-$250,000 | 1.0% |
| $250,001-$400,000 | 1.5% |
| $400,001-$2,000,000 | 2.0% |
| Above $2,000,000 | 2.5% |