Prescott sits on the St. Lawrence River in Leeds and Grenville County — a historic town with an international bridge to Ogdensburg, NY. Whether you're a longtime resident or a new homebuyer, KOHO delivers 3% interest and $0 fees.
KOHO earns 3.0% interest on your entire balance with no monthly fees. Prescott homes average around $400,000 — building a $40,000 down payment at 3% earns $1,200/year vs. $40 at a big bank. The $100 signup bonus sweetens the deal further.
Deposits insured by CDIC up to $100,000 per category.
EQ Bank's 3.75% HISA is the best savings rate in Canada. On a $40,000 down payment, that's $1,500/year — vs. $40 at a big bank. CDIC insured. TFSA and RRSP available.
Grenville Community Credit Union serves Leeds and Grenville County with local banking expertise. Deposits protected by DICO with unlimited coverage. Offers mortgages tailored to the Prescott and Brockville market.
TD provides full in-person banking services for Prescott residents including mortgages, lines of credit, and investment products. CDIC insured.
RBC provides mortgage options and wealth management for Prescott residents and St. Lawrence Valley homebuyers. CDIC insured.
| Bank | Savings Rate | Monthly Fee | Best For | Deposit Insurance |
|---|---|---|---|---|
| 🥇 KOHO | 3.0% | $0 | Daily banking + bonus | CDIC $100K/category |
| EQ Bank | 3.75% | $0 | Down payment savings | CDIC $100K/category |
| Grenville CU | ~0.5% | $5–10 | Local mortgages | DICO ON — Unlimited ✅ |
| TD Bank | 0.01% | $10.95–$29.95 | Full-service | CDIC $100K/category |
| RBC | 0.01% | $10.95–$30.00 | Wealth management | CDIC $100K/category |
Historic Prescott near the Prescott-Ogdensburg International Bridge. KOHO's digital banking works seamlessly for cross-border commuters.
Waterfront properties command premium prices. EQ Bank at 3.75% is ideal for saving toward a riverfront home purchase.
Ontario LTT on a $400K home is ~$4,475. First-time buyers receive up to $4,000 rebate — net cost ~$475 for FTBs.
Rural and agricultural properties. Grenville Community CU offers unlimited DICO protection and local rural mortgage expertise.
KOHO is the top choice for Prescott residents — 3% interest, $0 fees, and a $100 bonus. EQ Bank offers 3.75% for savings. Grenville Community CU provides local mortgage expertise with unlimited DICO protection.
On a $400,000 Prescott home, Ontario LTT is approximately $4,475. First-time buyers receive a rebate up to $4,000, reducing the net cost to ~$475.
Use referral code 45ET55JSYA when opening KOHO. The $100 bonus posts after your first qualifying transaction.
Earn 3% interest with $0 fees. Ideal for Prescott homebuyers, St. Lawrence riverfront residents, and Leeds & Grenville County families. Use code 45ET55JSYA.
Get $100 with KOHO — Code 45ET55JSYA →