Open a KOHO account with referral code 45ET55JSYA and earn a $20 welcome bonus — no monthly fees, no minimum balance required.
Claim $20 Bonus — Code 45ET55JSYAPrince George is northern BC's largest city and a regional hub for forestry, education, and healthcare. With the University of Northern British Columbia (UNBC) and College of New Caledonia anchoring the economy, the city attracts students, young professionals, and long-term residents who need reliable, affordable banking.
Home prices in Prince George remain among the most affordable of any mid-sized BC city, with the median sitting around $430,000 as of early 2026 — well below the provincial average. That makes the city attractive to first-time buyers, particularly those who can access the BC First-Time Buyer PTT exemption on homes priced under $500,000 (resale) or $835,000 (new construction).
The Prince George banking landscape is a mix of the big five national banks and strong local credit unions. For residents who work in forestry or resource extraction, access to competitive mortgage products and business financing is critical. KOHO stands out as the best everyday banking option: no monthly fees, 0.5% cash back, and a $20 welcome bonus with referral code 45ET55JSYA.
EQ Bank continues to offer one of the highest savings rates in Canada and is ideal for Prince George residents building a home-purchase fund. Since housing is still relatively affordable here, even moderate savings growth can meaningfully shorten the timeline to a down payment.
The College of New Caledonia Credit Union and Integris Credit Union both have roots in the Prince George community. They offer personalized service, competitive RRSP rates, and mortgage products tailored to northern BC income patterns — including seasonal employment common in the resource sector.
At a median purchase price of $430,000, first-time buyers purchasing a resale home in Prince George qualify for a full PTT exemption, saving over $6,600. Use the calculator below to estimate your exact PTT before making an offer.
Here are the top 6 financial institutions serving residents of Prince George — ranked for everyday banking, savings, and local lending.
No-fee chequing, 0.5% cash back, automatic savings, and a $20 welcome bonus with code 45ET55JSYA.
Open Free Account4.00%+ interest on savings, no monthly fees, and free Interac e-Transfers — ideal for growing your down payment fund.
Open EQ AccountA community credit union serving Prince George's student and faculty community, offering competitive rates on personal loans and RRSPs.
Compare Local CUsExtensive branch network, TD Aeroplan Visa, and competitive mortgage rates with a dedicated First-Time Buyer program.
View TD OptionsAvion rewards, WestJet partnership, and a strong digital app. RBC's mortgage advisors have deep northern BC market experience.
View RBC OptionsStartRight program for newcomers, Scene+ rewards, and solid mortgage products for first-time buyers across BC.
View Scotia Options