Roberval is a town of about 11,000 on the south shore of Lac Saint-Jean in the Lac-Saint-Jean-Ouest regional county. It is famous for the Traversée internationale du lac Saint-Jean...
⚠️ Important: No First-Time Buyer Rebate in Quebec
Unlike Ontario, Quebec has no provincial first-time buyer rebate on Droits de mutation (welcome tax). All buyers — including first-timers — pay the full Droits de mutation. There is no exemption or refund program at the provincial level. Plan your closing costs accordingly and budget for the full welcome tax amount shown in the calculator below.
Roberval is a town of about 11,000 on the south shore of Lac Saint-Jean in the Lac-Saint-Jean-Ouest regional county. It is famous for the Traversée internationale du lac Saint-Jean open-water swimming race. The local economy is driven by wood products, tourism, and public services.
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Headquartered in Montréal, National Bank is the top choice for Quebec professionals. Strong French-language service and competitive mortgage products throughout Lac-Saint-Jean-Ouest.
Quebec's largest financial cooperative with 5.0M+ members. Desjardins has strong local roots in Lac-Saint-Jean-Ouest with full French-language service and unlimited FADMD deposit insurance.
Droits de Mutation (Welcome Tax) Calculator — Roberval
⚠️ Quebec does not offer a first-time homebuyer rebate on droits de mutation.
Quebec's Droits de mutation applies to ALL buyers including first-timers. There is no provincial rebate or exemption. Unlike Ontario (up to $4,000 rebate), Quebec charges the full welcome tax regardless of purchase history. Budget this as a closing cost alongside notary fees.
Quebec's Droits de mutation (welcome tax) applies province-wide at standard rates. Estimated welcome tax on a typical Roberval home ($200,000): $1,750. No first-time buyer rebate exists in Quebec.
Frequently Asked Questions — Roberval Banking
What are home prices in Roberval?
Roberval is among the most affordable communities in Quebec, with homes typically priced between $150,000–$250,000. Droits de mutation on a $200,000 purchase is approximately $1,750. Even without a first-time buyer rebate, the low purchase prices keep welcome tax very manageable.
Is there an EQ Bank option in Roberval?
EQ Bank is fully digital and available everywhere in Canada including Roberval. Combined with KOHO for daily chequing, residents of smaller Quebec cities often save over $300/year vs. traditional banks while earning better interest rates.
What is the best no-fee bank in Roberval, Quebec?
KOHO is the best no-fee bank for Roberval residents in 2025. It charges $0/month forever, pays 3% interest on your entire balance (far better than any local branch bank), and includes a $100 signup bonus with code 45ET55JSYA. EQ Bank is the best choice for TFSA and RRSP savings at 3.75%. Both are fully digital and work seamlessly for Roberval residents alongside a local Desjardins or National Bank account for mortgage needs.
Do first-time buyers in Roberval get a Droits de mutation rebate?
No. Quebec has no provincial first-time buyer rebate on Droits de mutation (welcome tax). All buyers in Roberval — regardless of whether it's their first home — pay the full welcome tax. This is a significant difference from Ontario, which offers up to $4,000 back for first-time buyers. Budget the full Droits de mutation amount as a closing cost in Roberval.