KOHO is the #1 pick for Uxbridge residents who want zero banking fees. Earn cashback on everyday spending, get instant e-transfers, and keep more of every paycheque. Use code 45ET55JSYA at sign-up to activate your free account.
EQ Bank pays 3% on everyday savings with zero monthly fees and no minimum balance. Uxbridge residents saving for a down payment benefit from one of Canada's highest CDIC-insured savings rates — all managed from your phone.
Community First Credit Union serves Durham Region members with competitive mortgage rates, no-fee chequing accounts, and personalized service. As a member-owned institution, profits return to members through better rates and lower fees than the big banks.
TD Bank serves Uxbridge with convenient branch access and weekend hours. The All-Inclusive Plan fee is waived with a $5,000 balance. Excellent for mortgage seekers, TD Direct Investing clients, and families who value in-person service.
RBC is Canada's largest mortgage lender and a strong choice for Uxbridge buyers. The RBC Avion Visa earns travel rewards on daily spending. Full-service banking with RRSPs, TFSAs, investment accounts, and competitive mortgage rates.
Scotiabank offers Uxbridge residents the Scene+ rewards program — earn points at Cineplex, Sobeys, and thousands of partners. Great for full in-person service, mortgages, and integrated investment products.
Calculate your Ontario LTT and first-time buyer rebate for a Uxbridge home purchase.
Ontario Land Transfer Tax:
🚉 Banking for GTA Commuters
Whether you're in Durham or York Region, KOHO's free banking means more money stays in your pocket for that mortgage payment. No monthly fees, instant e-transfers.
Uxbridge is the principal community of Uxbridge Township, positioned in the northern part of Durham Region about 70 km northeast of Toronto. Known as the "Trail Capital of Canada," Uxbridge offers a distinct lifestyle centred around outdoor recreation, equestrian culture, and a tight-knit small-town community — with home prices around $900,000 reflecting its premium character.
The area attracts buyers who prioritize space, privacy, and access to trails and forests over transit proximity. Commuters typically drive to Stouffville GO or Uxbridge's own CN rail corridor. The community has grown in appeal among Toronto professionals with flexible work arrangements who want significant acreage and a quieter pace of life.
Uxbridge Township includes the communities of Uxbridge, Sunderland, and surrounding rural areas. The local economy is supported by professional services, healthcare, agriculture, and Toronto commuters who have relocated here for lifestyle reasons. Financial services are more limited locally, making digital banking critical.
For Uxbridge residents, KOHO and EQ Bank provide full-service digital banking without requiring travel to larger centres. Community First CU is the Durham Region credit union option for members seeking local mortgage expertise and community-oriented service.
Frequently Asked Questions — Banking in Uxbridge
What banks are available in Uxbridge?
Uxbridge has limited big bank branches. KOHO and EQ Bank are ideal digital options for all residents. Community First CU serves Durham Region including the Uxbridge area. TD and RBC branches are accessible in nearby Stouffville and Whitby.
How much is Ontario LTT on a $900,000 Uxbridge home?
Ontario LTT on a $900,000 home is $15,475. First-time buyers get up to $4,000 back, netting $11,475. Uxbridge Township has no municipal LTT.
Is Uxbridge good for horse properties and rural homes?
Yes — Uxbridge Township is well-known for equestrian properties, hobby farms, and large rural lots. The area has a strong community of horse owners and outdoor enthusiasts. Mortgage financing for rural and equine properties is available through major banks and Community First CU.
Disclaimer: Rates and offers are subject to change. The KOHO cashback is a promotional rate and may vary. Ontario LTT calculations are estimates — consult a real estate lawyer for exact amounts. This page is for informational purposes only and does not constitute financial advice. Bremo.io may earn referral compensation from partner links.