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Updated March 2025

Best Aeroplan Credit Cards Canada 2025

Aeroplan is Air Canada's loyalty program — and with Canada's biggest airline hub at Toronto Pearson, Aeroplan points are extremely valuable for Canadian travellers. Here are the best cards to earn Aeroplan points in 2025.

Top Picks for 2025

Ranked by overall value — rates, fees, features, and Canadian-specific benefits.

KOHO Note: Before applying for an Aeroplan card (most require 680+ credit score), use KOHO credit building to improve your score for approval.

1
TD Aeroplan Visa Infinite
1.5x on grocery/gas, 1.25x on Air Canada, 1x elsewhere

Bonus/Welcome: Up to 50,000 Aeroplan points (value: ~$700)

Pros: Priority boarding on Air Canada, travel insurance, companion voucher

Cons: $139 fee, 60K household income requirement

Annual Fee$139/year
Earn Rate1.5x on grocery/gas,
2
CIBC Aeroplan Visa Infinite
1.5x on grocery/gas, 1.25x on Air Canada, 1x elsewhere

Bonus/Welcome: Up to 50,000 Aeroplan points

Pros: Same tier as TD Infinite, CIBC Aventura flexibility

Cons: $139 fee, income requirements

Annual Fee$139/year
Earn Rate1.5x on grocery/gas,
3
Amex Aeroplan Reserve Card
3x on Air Canada, 2x on dining/food, 1.25x elsewhere

Bonus/Welcome: Up to 100,000 Aeroplan points

Pros: Best Aeroplan earn rate, Maple Leaf Lounge access, Air Canada benefits

Cons: $599 annual fee, only worthwhile for heavy Air Canada flyers

Annual Fee$599/year
Earn Rate3x on Air Canada, 2x
4
TD Aeroplan Visa Infinite Privilege
2x on grocery/gas/Air Canada, 1.25x elsewhere

Bonus/Welcome: Up to 100,000 Aeroplan points

Pros: Maple Leaf Club lounge access, highest Aeroplan earn on TD

Cons: $599 fee, requires high income

Annual Fee$599/year
Earn Rate2x on grocery/gas/Ai
5
TD Aeroplan Visa Platinum
1x on all purchases, 1.5x on Air Canada

Bonus/Welcome: 15,000 Aeroplan points

Pros: Lower fee entry point to Aeroplan, travel insurance

Cons: Lower earn rate vs. Infinite

Annual Fee$89/year
Earn Rate1x on all purchases,
6
CIBC Aeroplan Visa (no fee)
1x on most purchases, 1.5x on Air Canada

Bonus/Welcome: 10,000 Aeroplan points

Pros: Free Aeroplan card, easy approval

Cons: 1x on most spending, no premium perks

Annual Fee$0
Earn Rate1x on most purchases

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Frequently Asked Questions

What is the best Aeroplan credit card in Canada?
The TD Aeroplan Visa Infinite is the best for most Canadians at $139/year — strong earn rate (1.5x on groceries/gas), 50,000 point welcome bonus, and Air Canada travel benefits. For premium travellers, the Amex Aeroplan Reserve or TD Aeroplan Visa Infinite Privilege unlock Maple Leaf Lounge access.
How much are Aeroplan points worth?
Aeroplan points are worth approximately 1.3–2.0 cents each when redeemed for flights. The 50,000 point welcome bonus on the TD/CIBC Aeroplan Visa Infinite is worth $650–$1,000 in flights. Points are worth most when used for premium cabin redemptions on Air Canada and Star Alliance partners.
Can I earn Aeroplan points without an Aeroplan credit card?
Yes — you can earn Aeroplan points by flying Air Canada, shopping at Aeroplan partner stores (Loblaws, Sobeys, etc.), and using select TD/CIBC/Amex Aeroplan cards. You don't need a credit card to have an Aeroplan account, but credit cards are the fastest way to accumulate points.
Is it better to get a TD or CIBC Aeroplan card?
Both TD and CIBC Aeroplan Visa Infinite cards are nearly identical in features and earn rates — the main difference is which bank you prefer for other banking products. Choose based on where you do your primary banking for easier integration.