No fee everyday banking
Set up direct deposit and skip the monthly fee. Free to open, and the Easy plan has no monthly fee. Worth doing if you will actually move your pay or your CRA deposits over, not if the card sits unused. Code BREMO2026.
Buying a home in Brampton? You'll pay the Ontario provincial land transfer tax — and no Toronto municipal LTT. Brampton is in Peel Region, outside Toronto's city limits, so you only owe the provincial tax. Use our free calculator to find out exactly how much you'll owe.
| Purchase Price | Rate |
|---|---|
| First $55,000 | 0.5% |
| $55,001 – $250,000 | 1.0% |
| $250,001 – $400,000 | 1.5% |
| $400,001 – $2,000,000 | 2.0% |
| Over $2,000,000 | 2.5% |
| Purchase Price | Provincial LTT | After FTB Rebate |
|---|---|---|
| $600,000 | $8,475 | $4,475 |
| $750,000 | $11,475 | $7,475 |
| $850,000 | $13,475 | $9,475 |
| $950,000 | $15,475 | $11,475 |
| $1,100,000 | $18,475 | $14,475 |
Ontario's first-time buyer land transfer tax rebate reduces your provincial LTT by up to $4,000. Eligibility requirements:
Buying in Brampton instead of Toronto saves you the entire municipal land transfer tax. On an $850,000 home in Toronto, you'd pay approximately $13,475 provincial LTT plus $12,475 municipal LTT — a total of $25,950. In Brampton, you pay only $13,475. That's a saving of over $12,000 on the same priced home.
KOHO is perfect for GTA residents: no monthly fees, cash back on groceries and gas, and built-in budgeting tools to help you save for a home in Brampton. Use code BREMO2026 for a bonus.
Get KOHO Free — Use Code BREMO2026See our full guide to total home buying costs in Brampton →
Related: Best Banks in Brampton | Mississauga LTT Calculator | Home Buying Costs in Brampton