Buying a Home in Terrebonne, QC — 2026 Guide

Median home price: ~$450,000  |  North Shore, neighbour to Mascouche, Lanaudière region

WARNING: Quebec has NO first-time buyer rebate on droits de mutation. Budget for the full tax.

Why Terrebonne?

Terrebonne is one of Quebec's largest cities by population and one of the most dynamic communities on Montreal's North Shore. Situated along the Rivière des Mille Îles in the Lanaudière region, it borders Laval to the west and Mascouche to the east. With a median home price near $450,000, Terrebonne is more affordable than Laval while offering similar suburban convenience and strong highway access to Montreal via Autoroutes 25 and 640.

The city has grown rapidly over the past two decades, driven by young families relocating from the Montreal island in search of larger homes, yards, and quieter streets. New subdivisions in Lachenaie and La Plaine have expanded the housing stock considerably, while the historic Île-des-Moulins site in Vieux-Terrebonne preserves the city's 17th-century heritage.

The Three Main Sectors

Terrebonne (historic centre / Vieux-Terrebonne): The oldest and most picturesque sector, centered on the Île-des-Moulins national historic site. Heritage homes and renovated properties $420,000–$750,000. Very desirable for buyers who prize character and history.

Lachenaie: The largest and most suburban sector. Newer subdivisions, big-box retail, excellent highway access. Single-family homes $420,000–$650,000. Very popular with families.

La Plaine: Semi-rural northern sector. Larger lots, more space, newer builds. $400,000–$600,000. Attracts buyers who want acreage without leaving the city.

Droits de Mutation in Terrebonne

Terrebonne applies standard provincial droits de mutation with no additional municipal surtax. At ~$450,000, the tax spans three brackets. Use the calculator below.

Terrebonne Droits de Mutation Calculator



Commuting to Montreal

Terrebonne residents primarily commute by car via Autoroute 25 (crossing the A-25 toll bridge to Montreal island) or Autoroute 640 connecting to Laval and beyond. The exo Mascouche commuter train line, which passes through Terrebonne-area stations, provides rail service to Montreal's Gare Centrale in approximately 50–60 minutes — a significant transit option for buyers in the Lachenaie sector near the tracks.

Highway congestion at peak hours on the A-25 bridge and the A-640/A-25 interchange is a reality that buyers should factor into their commute planning.

Family Appeal and Amenities

Terrebonne is consistently ranked among the best cities in Quebec for families. The Commission scolaire des Affluents operates numerous well-regarded French-language schools. Large parks, the Parc de la Rivière-des-Mille-Îles, community arenas, and sports complexes serve the growing population. The Carrefour Terrebonne shopping centre and numerous commercial strips on Montée Masson and Boulevard des Seigneurs provide retail convenience.

KOHO — Save for Your Terrebonne Down Payment

Building toward a $45,000–$90,000 down payment on a $450,000 Terrebonne home? Use KOHO with referral code 45ET55JSYA to earn interest on your savings — free base plan.

Get KOHO with code 45ET55JSYA →

Closing Costs Summary

Further Reading

Last updated March 2026. Informational purposes only. Consult a Quebec notary or mortgage professional.