Buying a Home in Trois-Rivières, QC — 2026 Guide

Median home price: ~$280,000  |  Most affordable major QC city, midpoint between Montreal and Quebec City

WARNING: Quebec has NO first-time buyer rebate on droits de mutation. Budget for the full tax.

Why Trois-Rivières?

Trois-Rivières occupies a unique position in Quebec: it is the province's fifth-largest city, with a full suite of urban amenities, yet it remains the most affordable major city in Quebec. A median home price near $280,000 means that buyers can purchase a detached single-family home with a yard for what would buy a small condo in Montreal or Laval. This affordability, combined with the city's location exactly halfway between Montreal and Quebec City on Autoroute 40, makes it increasingly attractive to remote workers, retirees, and young families priced out of larger markets.

The city sits at the confluence of the Saint-Maurice and St. Lawrence rivers. Its historic downtown (Vieux-Trois-Rivières) is one of the best-preserved in Quebec, with 17th- and 18th-century buildings, a vibrant restaurant strip on Rue des Forges, and a reinvigorated arts and culture scene.

Neighbourhoods

Vieux-Trois-Rivières: The heritage core. Stone buildings, walkable streets, proximity to the riverfront. Renovated older homes and plexes $280,000–$500,000. A hot market for buyers who value character.

Cap-de-la-Madeleine: Eastern borough (formerly its own city). Family-oriented, well-established, good schools. Bungalows $240,000–$380,000.

Pointe-du-Lac & Saint-Louis-de-France: Western suburban zones. Newer developments, larger lots, quieter. $280,000–$430,000.

Sainte-Marthe-du-Cap: Mixed residential and commercial. Affordable entry-level homes $220,000–$320,000.

Droits de Mutation in Trois-Rivières

Standard provincial droits de mutation applies — no municipal surtax. At ~$280,000, the tax is relatively modest. Calculate it precisely below.

Trois-Rivières Droits de Mutation Calculator



Economy and Employment

Trois-Rivières has a diversified economy anchored by pulp and paper (historically), healthcare (CIUSSS de la Mauricie-et-du-Centre-du-Québec), education (Université du Québec à Trois-Rivières — UQTR), and a growing advanced manufacturing sector. UQTR's approximately 14,000 students create consistent rental demand in neighbourhoods near the campus in the western part of the city.

The Parc industriel de Trois-Rivières attracts logistics and manufacturing companies drawn by the city's central location on the Quebec City–Windsor corridor and competitive real estate costs.

Remote Work and the Trois-Rivières Advantage

For remote workers, Trois-Rivières offers something rare: a genuine city with theatre, sports (LHJMQ hockey with the Patriotes), restaurants, and culture — at a fraction of the cost of Montreal. Fibre optic internet coverage is excellent throughout the city. Many buyers from the Greater Montreal Area have relocated here since 2020, driving modest price appreciation while the market remains affordable by any Canadian standard.

KOHO — Your Down Payment Savings Account

At $280,000, a 5% down payment is only $14,000. Use KOHO with referral code 45ET55JSYA to earn interest while you save — no monthly fee on the base plan.

Get KOHO with code 45ET55JSYA →

Closing Costs Summary

Further Reading

Last updated March 2026. Informational purposes only. Consult a Quebec notary or mortgage professional.