Updated: April 2025  |  bremo.io financial guides

Canadian Bank Hours: When Are Banks Open? 2025

Bank branch hours in Canada vary significantly by institution, location type, and day of week. TD's extended hours set the standard for convenience, while most other Big 5 banks follow more traditional schedules. This guide covers typical hours for each major Canadian bank, how to find your specific branch's hours, and what banking you can do 24/7 without ever visiting a branch.

TD Bank Hours — Longest Hours in Canada

TD's extended branch hours are one of its primary competitive advantages. Most TD locations follow this schedule:

TD branches located inside malls or shopping centres often follow mall hours, which may extend later on evenings and weekends. Some urban TD locations are open until 8pm Monday through Friday. These hours make TD the most accessible big bank for Canadians who work 9-to-5 and need occasional in-person banking.

RBC Royal Bank Hours

RBC branches typically follow standard business hours with some Saturday availability:

RBC branches in higher-traffic areas and shopping malls may have extended hours. Some downtown core RBC locations in major cities are open until 6pm or later on Fridays. Always verify your specific branch via the RBC branch locator on their website or app.

Scotiabank Hours

Scotiabank's hours are comparable to RBC — standard weekday banking with limited Saturday hours at select locations. Mall-based Scotiabank branches may align with mall hours. Scotiabank's eHOME mortgage platform is available 24/7 for digital mortgage applications regardless of branch hours.

BMO Bank of Montreal Hours

BMO hours are standard among the Big 5 for non-TD banks. Some BMO locations in major shopping centres are open on Sundays following mall hours. BMO's telephone banking and digital services are available extended hours beyond branch closing times.

CIBC Hours

CIBC follows the same standard pattern as RBC, Scotiabank, and BMO. CIBC's digital banking app is available 24/7, and telephone banking is available with extended hours beyond branch closing.

Bank Hours on Canadian Statutory Holidays

All Canadian bank branches are closed on federal statutory holidays, which include:

• New Year's Day (January 1)
• Good Friday
• Victoria Day (Monday before May 25)
• Canada Day (July 1)
• Labour Day (first Monday in September)
• Thanksgiving (second Monday in October)
• Remembrance Day (November 11) — some provinces only
• Christmas Day (December 25)
• Boxing Day (December 26) — some provinces only

Provincial statutory holidays may also result in branch closures. ATMs remain operational 24/7 on all holidays. Digital banking, mobile banking, and online bill payment work normally on statutory holidays.

What You Can Do 24/7 Without a Branch

Branch hours matter less than they used to. Nearly all routine banking can be handled digitally at any time:

• Check account balances and transaction history
• Send and receive Interac e-Transfers
• Pay bills online
• Transfer money between accounts
• Mobile cheque deposit
• Apply for credit cards (decision often instant)
• ATM withdrawals and deposits (24/7 at most locations)
• Lock or freeze your debit card if lost

Tasks that still typically require a branch visit or appointment: opening certain account types, notarized document requirements, large cash transactions, in-person mortgage signing, safe deposit box access, and some fraud resolution situations.

How to Find Your Branch's Exact Hours

Hours vary considerably by specific location. The most reliable ways to find exact hours for a branch near you:

• Use your bank's mobile app — all Big 5 apps include a branch/ATM locator with current hours
• Search your bank's website for the branch locator tool
• Call the branch directly (number listed on your bank's website)
• Search Google Maps — most Canadian bank branches have verified hours listed