No fee everyday banking
Set up direct deposit and skip the monthly fee. Free to open, and the Easy plan has no monthly fee. Worth doing if you will actually move your pay or your CRA deposits over, not if the card sits unused. Code BREMO2026.
CARFAX Canada is the most widely used vehicle history report service in Canada. Before buying any used vehicle, running a CARFAX Canada report is one of the most important steps you can take to protect yourself. This guide explains what's in a CARFAX Canada report, what it can and can't tell you, how much it costs, and why the Canadian version is very different from the US CARFAX.
This is the most important thing to understand: CARFAX Canada and CARFAX USA are entirely separate databases. A US CARFAX report will not show Canadian accident history, Canadian registrations, or Canadian odometer readings. If you're buying a vehicle in Canada, you need a CARFAX Canada report — period. US reports miss all Canadian data and can give you a false sense of security on a vehicle with a significant Canadian history.
CARFAX Canada collects data from Canadian provincial governments, insurance bureaus, police databases, service centres, and auction records across all provinces and territories.
A clean CARFAX Canada report does not guarantee a clean vehicle. CARFAX only knows what has been reported to its data sources. It will not show:
This is why a CARFAX Canada report complements — but does not replace — a professional pre-purchase inspection.
CARFAX Canada reports are available directly through carfax.ca. Pricing as of 2025:
Many dealerships provide CARFAX Canada reports free of charge with their used vehicle listings. AutoTRADER.ca also integrates CARFAX Canada data into some listings. If a private seller or dealer refuses to provide or pay for a CARFAX report, that itself is a red flag.
The report is organized chronologically, showing key events in the vehicle's life. Key things to review:
AutoCheck (by Experian) is an alternative vehicle history report service available in Canada. It draws from some different data sources and is used heavily at auction. Running both CARFAX Canada and AutoCheck on a vehicle you're seriously considering provides the most complete picture available.
CARFAX Canada provides some lien information, but for maximum protection, run a separate PPSA (Personal Property Security Act) search through your province's official registry. In Ontario, you can search through ServiceOntario's PPSA registry. In BC, through the BC Personal Property Registry. This confirms there are no financial claims against the vehicle beyond what CARFAX shows.
Before paying for a full report, some free checks are worth doing:
KOHO offers free banking with no monthly fees — available to all Canadians. Use code BREMO2026 for a bonus when you sign up.
Open KOHO Free — No Fees — Code BREMO2026