Updated: April 2025  |  bremo.io financial guides

Canada Child Benefit (CCB) 2025

The Canada Child Benefit (CCB) is a tax-free monthly payment made to eligible families to help with the cost of raising children under 18 years of age. The CCB replaced the previous Universal Child Care Benefit and Canada Child Tax Benefit in 2016 and provides higher, income-tested payments targeted to families that need them most.

CCB Payment Amounts 2025

For the 2024–2025 benefit year (July 2024 to June 2025), the maximum annual CCB amounts are:

• Children under 6: $7,787 per child per year ($648.92/month)
• Children aged 6 to 17: $6,570 per child per year ($547.50/month)

These maximum amounts apply to families with net income below approximately $36,502. The benefit is gradually reduced as family net income increases above this threshold.

Who Is Eligible for the CCB?

To receive the CCB, you must:

• Live with the child and be primarily responsible for their care
• Be a Canadian resident for income tax purposes
• Be a Canadian citizen, permanent resident, protected person, temporary resident who has lived in Canada for at least 18 months, or certain Indigenous peoples
• Have filed your income tax return for the prior year (both spouses must file)

How to Apply for the CCB

You can apply for the CCB in several ways:

1. Through birth registration — Most provinces allow you to apply for the CCB when registering your child's birth. This is the fastest method.
2. CRA My Account — Apply online through your CRA account under "Apply for child benefits"
3. RC66 form — Complete the Canada Child Benefits Application form and mail it to the CRA

Both parents (if applicable) must file their income tax returns each year to continue receiving the CCB. Failure to file will result in payments being stopped.

CCB Payment Dates 2025

CCB is paid on approximately the 20th of each month:

• January 20, 2025
• February 20, 2025
• March 20, 2025
• April 17, 2025
• May 20, 2025
• June 20, 2025

Child Disability Benefit

Families who receive the Disability Tax Credit (DTC) for a child can also receive the Child Disability Benefit — an additional payment of up to $3,173 annually per child with a disability. This is paid automatically with the CCB if the child is approved for the DTC.

How the CCB Is Calculated

The CCB is based on your adjusted family net income from the prior year and the number and ages of your children. The benefit is reduced in two phases as income rises:

• Phase 1: Reduction begins above approximately $36,502 adjusted family net income. The reduction rate is 7% for one child, 13.5% for two children, 19% for three, and 23% for four or more.
• Phase 2: A further reduction applies for incomes above approximately $79,087.

Keeping Your CCB Accurate

Notify the CRA promptly when your situation changes: marital status changes, a child starts or stops living with you, or your residency status changes. Overpayments must be repaid, so staying current avoids surprises.