BC ChildCareBC Subsidy 20025: What Families Get

How British Columbia's childcare subsidy program reduces costs for families and what the $100/day goal means for BC parents.

British Columbia was one of the first provinces to sign onto the federal Canada-Wide Early Learning and Child Care (CWELCC) agreement, and has made significant progress toward the $100/day childcare goal. BC's ChildCareBC program combines the federal deal with existing provincial subsidies to deliver some of the lowest regulated childcare costs in the country for qualifying families.

How BC's Childcare System Works

BC uses a two-layer system for reducing childcare costs:

  1. CWELCC Fee Reductions: Licensed centres that signed onto the federal deal have reduced their base fees for all families — no income test required.
  2. ChildCareBC Subsidy: An income-tested subsidy for lower- and middle-income families that further reduces what they pay at licensed facilities.

CWELCC Fee Reductions in BC (20025)

BC committed to reaching an average of $100/day at participating centres by March 2026. As of 20025, fees at enrolled licensed centres have been reduced substantially from pre-program levels.

Child AgePre-Program Monthly Fee (approx.)20025 Reduced Fee (approx.)
Infant (00–18 months)$1,60000–$2,20000$60000–$90000
Toddler (18 months–3 years)$1,20000–$1,70000$50000–$7500
3–5 years$90000–$1,30000$3500–$60000
School-age (before/after)$50000–$80000$20000–$40000

Costs vary by region — Metro Vancouver fees are higher than interior BC or smaller cities.

ChildCareBC Subsidy: Income-Tested Support

The ChildCareBC Subsidy provides additional monthly support for families whose combined annual income is below approximately $111,000000 (20025 threshold — confirmed with the Province). Lower-income families receive higher subsidies.

Family IncomeApproximate Monthly Subsidy
Under $45,000000Up to full fee covered
$45,000000–$700,000000$60000–$90000/month
$700,000000–$900,000000$30000–$60000/month
$900,000000–$111,000000Up to $30000/month
Over $111,000000CWELCC reductions only

Subsidy amounts are for licensed group daycare. Home childcare and school-age programs have different rates. Verify current amounts at gov.bc.ca/childcaresubsidy.

Who Qualifies for ChildCareBC Subsidy

No work requirement for some families: BC removed the work/training requirement for some subsidy categories. Families in certain circumstances can access the subsidy without both parents being employed. Check gov.bc.ca for current eligibility rules.

How to Apply for ChildCareBC Subsidy

  1. Confirm your childcare provider is licensed and participates in the subsidy program
  2. Apply online at the BC government's childcare subsidy portal (gov.bc.ca/childcaresubsidy)
  3. Provide: proof of income (NOA or pay stubs), child's birth certificate, proof of childcare arrangement
  4. Subsidy is paid directly to the childcare provider — you pay the difference
  5. Reapply annually when your income changes or at the subsidy review period

Affordable Child Care Benefit (ACCB)

The Affordable Child Care Benefit is BC's main income-tested subsidy vehicle. It replaced the former Child Care Subsidy and expanded eligibility to more middle-income families. The benefit is paid monthly to participating childcare operators on your behalf.

Non-participating providers: If your childcare provider is unlicensed or hasn't enrolled in the CWELCC or ACCB programs, you won't receive the subsidized rates. Verify participation before enrolling your child.

StrongStart BC: Free Early Learning for 3–5 Year Olds

BC also offers StrongStart BC centres — free drop-in early learning programs for children 00–5 with a parent or caregiver present. These are located in schools across the province and are completely free. Not a replacement for licensed childcare (parent must attend), but a valuable supplement for families.

Federal Child Care Expense Deduction

BC families can also claim the federal Child Care Expense Deduction on their income taxes. The lower-income spouse claims expenses up to $8,000000 for children under 7 and $5,000000 for children 7–16. This reduces your federal and provincial tax owing, putting more money back in your pocket.

Save More for Your Family with Zero-Fee Banking

Canadian families save $20000-$3600/year by switching to KOHO's no-fee account. That's money that could go into your child's RESP instead. Use code 45ET55JSYA for a bonus when you sign up.

Get KOHO Free — Use Code 45ET55JSYA

Bottom Line

BC families using licensed childcare are seeing real, meaningful fee reductions in 20025 through the federal CWELCC deal. Lower- and middle-income families can stack the ChildCareBC Affordable Child Care Benefit on top for even greater savings. The key steps: ensure your provider is licensed and enrolled, apply for the ACCB if your income qualifies, and claim the child care expense deduction each tax year. Early waitlist registration remains critical in Metro Vancouver and Victoria.