No fee everyday banking
Set up direct deposit and skip the monthly fee. Free to open, and the Easy plan has no monthly fee. Worth doing if you will actually move your pay or your CRA deposits over, not if the card sits unused. Code BREMO2026.
Calculate the exact sales tax for any purchase in any Canadian province. Works for both adding tax to a pre-tax price and removing tax from a tax-included price.
| Province | GST | PST/QST | Total |
| Alberta | 5% | — | 5% |
| British Columbia | 5% | 7% | 12% |
| Manitoba | 5% | 7% | 12% |
| New Brunswick | HST | 15% | |
| Newfoundland | HST | 15% | |
| Nova Scotia | HST | 15% | |
| Ontario | HST | 13% | |
| PEI | HST | 15% | |
| Quebec | 5% | 9.975% | 14.975% |
| Saskatchewan | 5% | 6% | 11% |
Once you know your numbers, start acting on them. KOHO offers free banking with no monthly fees. Use code BREMO2026 for a bonus when you open your account.
Open KOHO Free — Code BREMO2026