GST Credit Payment Dates 2025 — All 4 Quarterly Dates

2025 GST/HST Credit Payment Dates

The GST/HST credit is paid quarterly — four times per year. Payments are issued in January, April, July, and October. Here are the exact 2025 dates:

Payment	Date	Covers Period
1st payment	Friday, January 3, 2025	January–March 2025
2nd payment	Friday, April 4, 2025	April–June 2025
3rd payment	Friday, July 4, 2025	July–September 2025
4th payment	Friday, October 3, 2025	October–December 2025

Note: The July and October 2025 payments reflect your 2024 tax return. The January and April payments were based on your 2023 return. If your income changed significantly, your payment amount may shift starting in July.

How Much Will You Receive?

Family Situation	Annual GST Credit	Per Quarter
Single individual	up to $519	up to $129.75
Married/common-law couple	up to $680	up to $170.00
Per child under 19	+$179	+$44.75

These are maximum amounts for low-income Canadians. The credit phases out at 5% of net income above $40,239 for most households.

Sample quarterly payments by family type:

Situation	Quarterly Payment
Single, income under $40,239	$129.75
Couple, income $50,000	approximately $145
Family of 4 (2 kids), income $45,000	approximately $220
Individual, income over $55,000	$0

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What to Do If Your GST Payment Is Late

Most GST/HST credit payments arrive via direct deposit on the payment date, or within 10 business days by mail. If your payment hasn't arrived:

Wait 10 business days after the payment date before contacting the CRA
Log into CRA My Account and check your payment history
Verify your direct deposit or mailing address is correct in CRA My Account
Ensure your most recent tax return has been filed and assessed
Call CRA benefit enquiries: 1-800-387-1193

Single payments under $50: If your calculated quarterly payment is under $50, the CRA combines all four payments into one annual payment, issued in April or July. This is why some people only see one GST payment per year.

GST Credit + Other Benefit Payment Dates

The CRA issues multiple benefit payments throughout the year. Here's how the GST credit payment dates compare to other key benefits in 2025:

Benefit	Frequency	Next 2025 Date
GST/HST Credit	Quarterly	October 3, 2025
Canada Child Benefit	Monthly	20th of each month
Canada Carbon Rebate	Quarterly	October 15, 2025
Canada Workers Benefit	Quarterly advance	October 10, 2025
OAS / GIS	Monthly	Last business day of month

Frequently Asked Questions

Why did my GST payment change in July?

The July payment is the first of the new benefit year (July–June). Starting July, the CRA recalculates your GST credit based on your most recent tax return. If your income was higher last year, your payment goes down. If it was lower, it goes up.

Can I get GST credit payments deposited to a savings account?

Yes. Set up direct deposit in CRA My Account using any Canadian bank account, including savings accounts, EQ Bank, Tangerine, KOHO, and most credit unions. The CRA needs your institution number, transit number, and account number.

I just moved to Canada — can I get the GST credit?

New residents of Canada can apply for the GST/HST credit using Form RC151. You don't need to wait until you've filed a full year of taxes. Apply as soon as you become a resident, and the CRA will determine your eligibility based on your income since arriving in Canada.

Does the GST credit affect my OAS or GIS?

No. The GST/HST credit is tax-free and is not counted as income for purposes of OAS, GIS, or provincial income-tested programs. You can receive all these benefits simultaneously without any clawback interaction between them.