Investment Return Calculator Canada 2025

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Tax Deadline: April 30, 2026

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ROI, CAGR & total gains • Regular contributions • Inflation-adjusted option

Whether you're evaluating a stock, ETF, GIC, or real estate investment, this calculator shows your total return, annualized return (CAGR), and how much of your ending balance came from growth vs contributions.

Investment Return Calculator

Initial Investment ($)

Monthly Contribution ($)

Annual Return Rate (%)

Investment Period (years)

Inflation Rate (% — for real return)

Account Type

Canadian Investment Account Types

TFSA: Best for most investors. Tax-free growth and withdrawals. Use for both short and long-term goals.
RRSP: Tax-deductible contributions. Best for higher earners saving for retirement. Taxed on withdrawal.
FHSA: Tax-deductible + tax-free growth + tax-free withdrawal for first home purchase. Maximum $40,000 lifetime.
Non-Registered: No contribution limits. Capital gains taxed at 50% inclusion rate. Dividends receive preferential treatment.

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