Land Transfer Tax Calculator — All Provinces 2025

Covers all provinces • First-time buyer rebates • Toronto municipal tax • Updated 2025

Land transfer tax (LTT) is paid when you buy property in Canada. Most provinces charge it — Alberta and Saskatchewan are exceptions. This calculator covers all provinces plus Toronto's extra municipal land transfer tax.

Which Provinces Charge Land Transfer Tax?

Most provinces levy LTT. Alberta and Saskatchewan do not have a provincial land transfer tax, though you may pay a land title transfer fee. Toronto is the only city in Canada with its own municipal LTT on top of Ontario's provincial tax.

First-Time Home Buyer Rebates

• Ontario: Up to $4,000 rebate on provincial LTT
• Toronto: Up to $4,475 additional municipal rebate
• BC: Full rebate on homes up to $500,000
• Manitoba: Up to $4,500 on homes up to $350,000
• PEI: Up to $2,000 rebate