Assets minus liabilities • Includes all account types • Instant calculation
Your net worth is the most important number in personal finance — it's a snapshot of your total financial health. Calculate it by adding up everything you own (assets) and subtracting everything you owe (liabilities).
Net Worth Calculator
Assets (What You Own)
Liabilities (What You Owe)
Average Canadian Net Worth by Age
Under 35: ~$100,000 median
35–44: ~$280,000 median
45–54: ~$520,000 median
55–64: ~$850,000 median
65+: ~$900,000+ median
Source: Statistics Canada Survey of Financial Security (approximate figures). Real estate makes up a large portion of net worth for most Canadians.
How to Grow Your Net Worth
Pay down high-interest debt first
Maximize TFSA and RRSP contributions annually
Increase your savings rate with each pay raise
Avoid lifestyle inflation as income grows
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