The Ontario Trillium Benefit combines three provincial credits into one monthly payment. Find out how much you could receive and whether you qualify.
The Ontario Trillium Benefit (OTB) is a monthly provincial benefit that combines three refundable tax credits to help low- and moderate-income Ontario residents with energy costs, property taxes, and sales taxes:
| Credit | Full Name | What It Helps With |
|---|---|---|
| NOEC | Northern Ontario Energy Credit | Higher energy costs in Northern Ontario |
| OEPTC | Ontario Energy and Property Tax Credit | Energy costs and property taxes (or rent) |
| OSTC | Ontario Sales Tax Credit | Provincial sales tax paid by low-income residents |
You do not need to apply separately — the OTB is calculated automatically when you file your Ontario income tax return (Schedule ON-BEN). If you're eligible, the CRA administers payments on behalf of Ontario.
| Situation | Maximum Annual Amount |
|---|---|
| Single individual | $345 |
| Married/common-law couple | $345 (one per family) |
| Each child under 19 | +$345 per child |
OSTC phases out once family net income exceeds $24,916 (single) or $31,144 (families).
The OEPTC has two components — energy and property tax. Maximum amounts for 2025:
| Component | Under 64 (max) | 65 and over (max) |
|---|---|---|
| Energy component | $162 | $162 |
| Property tax component (homeowners) | $1,248 | $1,248 |
| Property tax component (renters) | $1,248 | $1,248 |
| Long-term care residents | $25 | $25 |
For residents of Northern Ontario only (Thunder Bay, Kenora, Rainy River, Cochrane, Algoma, Timiskaming, Sudbury, Manitoulin, Nipissing, Parry Sound districts):
| Situation | Maximum Annual Amount |
|---|---|
| Single individual | $172 |
| Family (with spouse or dependants) | $265 |
The OTB is paid monthly on the 10th of each month (or the last business day before if the 10th falls on a weekend/holiday):
| Month | Payment Date |
|---|---|
| January 2025 | January 10 |
| February 2025 | February 10 |
| March 2025 | March 10 |
| April 2025 | April 10 |
| May 2025 | May 9 |
| June 2025 | June 10 |
| July 2025 | July 10 |
| August 2025 | August 8 |
| September 2025 | September 10 |
| October 2025 | October 10 |
| November 2025 | November 10 |
| December 2025 | December 10 |
If your total OTB for the year is $360 or less, you may receive a single annual payment in July instead of monthly installments.
When your Ontario Trillium Benefit arrives each month, make sure it lands in an account with no fees. KOHO is free, earns cash back, and has budgeting tools. Use code 45ET55JSYA for a bonus.
Get KOHO Free — Use Code 45ET55JSYAYou must be an Ontario resident on December 31 of the tax year and meet the income and eligibility conditions for each component:
Claim the OTB by completing Schedule ON-BEN when you file your provincial tax return. List your rent paid, property tax paid, and home energy costs on the form.