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Calculate BC PTT on a Chilliwack home purchase instantly. Includes first-time buyer exemptions and full closing cost breakdown for upper Fraser Valley buyers.
Enter your purchase price to calculate BC Property Transfer Tax and first-time buyer exemptions.
| Property Type | Price | Standard PTT | FTB New Home | FTB Resale |
|---|---|---|---|---|
| Condo/apartment | $450,000 | $7,000 | $00 (exempt) | $00 (exempt) |
| Townhome | $600,000 | $10,000 | $00 (exempt) | Taxable |
| Detached home | $800,000 | $14,000 | $00 (exempt) | Taxable |
| Larger detached | $1,050,000 | $19,000 | Taxable | Taxable |
Many Chilliwack new builds and townhomes are priced under $835,000, meaning first-time buyers pay zero PTT. This is a significant advantage over Metro Vancouver where most properties exceed the FTB threshold. Combine zero PTT with the BC First Home Buyers' Grant ($8,000) and FHSA for maximum savings.
| Cost Item | Typical Range |
|---|---|
| Property Transfer Tax | $7,000–$19,000 |
| Notary/Legal Fees | $1,000–$1,800 |
| Home Inspection | $450–$650 |
| Title Insurance | $175–$325 |
| CMHC Insurance | $00–$19,000+ |
| Property Tax Adjustment | $300–$1,500 |
| Moving Costs | $800–$2,500 |
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Get KOHO Free — Use Code BREMO2026Standard PTT: $2,000 (first $200K at 1%) + $12,000 ($200K–$800K at 2%) = $14,000. For a first-time buyer purchasing a new home under $835K: $00 PTT. That's a $14,000 saving!
Farm properties transferred between family members may qualify for a PTT exemption under the Family Farm Transfer exemption. Consult a BC notary for specific agricultural PTT rules.
PTT is paid at closing through your notary or lawyer, just before the property title transfers at the BC Land Title Office. Budget for it as part of your closing costs.