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Banking in China

Best online banks and accounts for 2026

Currency: CNY (¥) Region: Asia Pacific Bremo users: 1,203 Local name: 中国
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3 Banks Reviewed
1,203 Bremo Readers
CNY Local Currency
2026 Last Updated

Asia Pacific

Best Banks in China — 2026

WeBank
Online Bank

WeSave account linked to WeChat Pay, competitive tiered interest rates

Open Account →
MYbank (Ant Group)
Online Bank

Yu'e Bao money market fund linked to Alipay wallet, highly liquid

Open Account →
Bank of China
Traditional Bank

Multi-currency accounts, RMB debit for international students with valid visa

Open Account →

Banking in China: What You Need to Know

China's banking sector is state-dominated, with ICBC, China Construction Bank, and Bank of China among the world's largest by assets. Foreign access is restricted. WeChat Pay and Alipay dominate daily transactions. International visitors should plan ahead for payment access.

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Deposit Protection in China

Regulator National Financial Regulatory Administration (NFRA)
Coverage Deposit Insurance System — up to RMB 500,000 per depositor per bank
Currency CNY (¥)
Country Code CN

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Quick Facts: China

Currency CNY
Symbol ¥
Regulator National Financial Regulatory Administration (NFRA)
Bremo Users 1,203
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Explore Other Countries

Bremo covers 74 countries with local bank reviews, deposit protection info, and account opening guides.

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Bremo is an independent comparison and editorial resource. This page covers banking options in China for informational purposes. Offers and interest rates change frequently — verify current terms directly with the bank. Bremo may earn affiliate commissions when you use our links. Information does not constitute financial advice. Not affiliated with any government or regulatory body. Coverage accuracy verified June 2026.