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Banking in Indonesia

Best online banks and accounts for 2026

Currency: IDR (Rp) Region: Asia Pacific Bremo users: 734
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3 Banks Reviewed
734 Bremo Readers
IDR Local Currency
2026 Last Updated

Asia Pacific

Best Banks in Indonesia — 2026

Jenius (BTPN)
Digital Bank

Dream Saver and Maxi Saver tools, cashtag transfers, no admin fee

Open Account →
Bank Jago
Neobank

Pockets for savings goals, integrated with GoTo ecosystem (Gojek, Tokopedia)

Open Account →
Blu by BCA Digital
Neobank

bluSaving with competitive rates, bluGether shared account feature

Open Account →

Banking in Indonesia: What You Need to Know

Indonesia has one of Southeast Asia's fastest-growing fintech sectors. BCA, Bank Mandiri, and BRI dominate traditional banking, but digital challengers are rapidly gaining ground among younger demographics.

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Deposit Protection in Indonesia

Regulator Otoritas Jasa Keuangan (OJK)
Coverage Indonesia Deposit Insurance Corporation (LPS) — up to IDR 2,000,000,000 per depositor
Currency IDR (Rp)
Country Code ID

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Quick Facts: Indonesia

Currency IDR
Symbol Rp
Regulator Otoritas Jasa Keuangan (OJK)
Bremo Users 734
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Explore Other Countries

Bremo covers 74 countries with local bank reviews, deposit protection info, and account opening guides.

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Bremo is an independent comparison and editorial resource. This page covers banking options in Indonesia for informational purposes. Offers and interest rates change frequently — verify current terms directly with the bank. Bremo may earn affiliate commissions when you use our links. Information does not constitute financial advice. Not affiliated with any government or regulatory body. Coverage accuracy verified June 2026.