Bremo › Countries › Philippines

Banking in Philippines

Best online banks and accounts for 2026

Currency: PHP (₱) Region: Asia Pacific Bremo users: 623 Local name: Pilipinas
← All Countries
3 Banks Reviewed
623 Bremo Readers
PHP Local Currency
2026 Last Updated

Asia Pacific

Best Banks in Philippines — 2026

Maya Bank
Digital Bank

Up to 15% interest per annum on Goal Savings, instant account via Maya app

Open Account →
UnionBank
Digital Bank

EON savings account, no maintaining balance, free interbank transfers via InstaPay

Open Account →
GoTyme Bank
Neobank

Up to 6.5% p.a. on Time Deposit, no fees, GoTyme kiosks nationwide

Open Account →

Banking in Philippines: What You Need to Know

The Philippines has a large unbanked population that fintech is rapidly reaching. GCash and Maya (PayMaya) have become super-apps handling banking, payments, and investments. BSP's open finance framework is accelerating innovation.

Traveling to Philippines?

Exploring the Philippines' 7,000+ islands? eSIMX keeps you connected across the archipelago.

Global eSIM

eSIMX

Data in 190+ countries. No SIM swap needed. Activate before you land.

Use code ESIMX10 for 10% off

Get eSIMX Plan →

International SIM

USim

Global coverage, competitive per-day data rates, compatible with any unlocked phone.

One plan, worldwide coverage

Get USim Plan →

Deposit Protection in Philippines

Regulator Bangko Sentral ng Pilipinas (BSP)
Coverage Philippine Deposit Insurance Corporation (PDIC) — up to PHP 500,000 per depositor
Currency PHP (₱)
Country Code PH

Track Your Finances Smarter with PopAi AI Sheets

Build budgets, analyze spending, and model savings goals with AI-powered spreadsheets. Works in any currency.

Try PopAi Free →

Available worldwide including Philippines

Quick Facts: Philippines

Currency PHP
Symbol ₱
Regulator Bangko Sentral ng Pilipinas (BSP)
Bremo Users 623
Moving to Canada?

Best Bank for Newcomers

No credit history needed. KOHO is Canada's top-rated newcomer account with real cashback and zero monthly fee traps.

$100 bonus · Code: BREMO2026

Get KOHO Free →
Recommended for Travelers

eSIMX — Stay Connected in Philippines

Works in 190+ countries. No SIM card needed. Activate via app before departure.

Code ESIMX10 saves 10%

Get eSIMX → Try USim Instead
Global Tool

PopAi AI Spreadsheets

Budget in PHP, track multiple accounts, and let AI analyze your spending automatically.

Try PopAi Free →
Finance Tools

mede.cc

Personal finance tracking with currency support and smart categorization. Used globally.

Try mede.cc →

Explore Other Countries

Bremo covers 74 countries with local bank reviews, deposit protection info, and account opening guides.

View World Map →

Bremo is an independent comparison and editorial resource. This page covers banking options in Philippines for informational purposes. Offers and interest rates change frequently — verify current terms directly with the bank. Bremo may earn affiliate commissions when you use our links. Information does not constitute financial advice. Not affiliated with any government or regulatory body. Coverage accuracy verified June 2026.