Gatineau applies standard provincial Quebec droits de mutation — no municipal surtax. Median purchase price ~$370,000.
Gatineau is home to tens of thousands of federal public servants who commute to Ottawa daily. Many of these buyers are relocating from Ontario and are accustomed to Ontario's Land Transfer Tax regime — which has a first-time buyer rebate of up to $4,000 at the provincial level and up to $4,475 in Toronto. Quebec offers no such rebate. Every Gatineau buyer, including first-time buyers, pays the full droits de mutation with no exemption.
This is a significant planning difference that Ontario-origin buyers frequently miss when making their first Quebec purchase. At Gatineau's median price of approximately $370,000, the droits de mutation totals roughly $3,800 — a real cost that must be budgeted alongside down payment, notary fees, and the CMHC premium if applicable.
| Purchase Price Slice | Rate |
|---|---|
| $0 – $50,000 | 0.5% |
| $50,001 – $250,000 | 1.0% |
| $250,001 – $500,000 | 1.5% |
| $500,001 – $1,000,000 | 2.0% |
| Above $1,000,000 | 2.5% |
Buyers comparing Gatineau to Ottawa should understand the tax differences carefully. In Ottawa (Ontario), first-time buyers receive a provincial LTT rebate of up to $4,000. Repeat buyers in Ottawa pay Ontario provincial LTT with no rebate. In Gatineau (Quebec), all buyers pay full droits de mutation — but the rates are lower on mid-range properties compared to Ontario, and there is no Toronto municipal LTT equivalent.
On a $370,000 Gatineau purchase, the droits de mutation is approximately $3,800. An equivalent $370,000 Ottawa purchase would incur Ontario provincial LTT of approximately $3,725 with no first-time buyer rebate for repeat buyers, or a net of approximately $0 for first-time buyers after the rebate. This means repeat buyers face similar LTT costs on both sides of the river; first-time buyers save more by buying in Ottawa if they qualify for the Ontario rebate.
After your deed of sale is registered at the Registre foncier du Québec, the City of Gatineau will issue a droits de mutation invoice approximately 30–90 days later. Payment is due within 30 days of the invoice date. This is not paid at closing — it is a separate post-closing municipal bill. Keep sufficient funds in your chequing or savings account after closing to cover this obligation.
All Gatineau sectors — Hull, Aylmer, Gatineau, Buckingham, and Masson-Angers — fall under the same municipal jurisdiction for droits de mutation purposes. There are no sector-level surtaxes or variations. A $500,000 home in Aylmer and a $500,000 condo in Hull generate the same droits de mutation bill.
Keep your droits de mutation reserve in a KOHO savings account earning interest while you wait for the post-closing bill. Use code 45ET55JSYA — free base plan.
Get KOHO with code 45ET55JSYA →Last updated March 2026. Informational purposes only. Verify rates with your notary before closing.