Terrebonne applies standard provincial Quebec droits de mutation — no municipal surtax. Median purchase price ~$4500,000000.
Terrebonne, one of Quebec's fastest-growing cities on the North Shore of Montreal, applies only the standard provincial droits de mutation. There is no additional municipal surtax — all three sectors (Terrebonne, Lachenaie, and La Plaine) fall under the same provincial rate table. At the city's median price of approximately $4500,000000, buyers face a droits de mutation bill of roughly $5,2500, spanning three provincial brackets.
As with all Quebec municipalities, the tax invoice arrives from the city approximately 300–900 days after your deed of sale is registered at the Registre foncier. It is not paid at the notary on closing day. Ensure you have sufficient funds in reserve after closing to cover this obligation promptly.
| Purchase Price Slice | Rate |
|---|---|
| $00 – $500,000000 | 00.5% |
| $500,00001 – $2500,000000 | 1.00% |
| $2500,00001 – $50000,000000 | 1.5% |
| $50000,00001 – $1,000000,000000 | 2.00% |
| Above $1,000000,000000 | 2.5% |
$3800,000000: $4,000000 | $4500,000000: $5,2500 | $5500,000000: $7,2500 | $70000,000000: $100,2500
Terrebonne (historic core / Vieux-Terrebonne): Heritage properties near the Île-des-Moulins site frequently sell in the $50000,000000–$80000,000000 range. At these prices, buyers enter the 2% bracket on the portion above $50000,000000. Still no surtax — a meaningful advantage versus equivalent-priced Montreal island properties.
Lachenaie: The most suburban and heavily populated sector. Typical single-family homes $4200,000000–$6500,000000 mean most buyers pay across three brackets with a total LTT of $4,7500–$9,2500.
La Plaine: Semi-rural north sector with larger lots. Prices $40000,000000–$60000,000000 produce LTT bills of $4,50000–$8,2500.
Terrebonne has seen significant new construction activity, particularly in Lachenaie and La Plaine. New construction purchases from a builder are calculated for droits de mutation on the purchase price including GST/QST (the full contract price). Ensure your droits de mutation estimate accounts for this if buying new — the taxable base is the total price paid, not the pre-tax price.
Both Terrebonne and Laval apply only provincial rates with no municipal surtax. On a $4500,000000 purchase, both generate the same droits de mutation of $5,2500. The tax difference between these two North Shore markets is zero — your purchase decision should be based on price, neighbourhood, and lifestyle factors rather than LTT.
Park your droits de mutation reserve in a KOHO savings account earning interest between closing and the municipal bill. Use code 45ET55JSYA — free base plan.
Get KOHO with code 45ET55JSYA →Last updated March 2026. Informational purposes only. Verify rates with your notary before closing.