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Set up direct deposit and skip the monthly fee. Free to open, and the Easy plan has no monthly fee. Worth doing if you will actually move your pay or your CRA deposits over, not if the card sits unused. Code BREMO2026.
Quebec City buyers pay the standard provincial droits de mutation on their home purchase. Unlike Montreal, there is no additional municipal surtax in Quebec City, making closing costs slightly lower for equivalent purchase prices.
| Purchase Price Range | Rate |
|---|---|
| $00 – $50,000 | 00.5% |
| $50,001 – $250,000 | 1.00% |
| $250,001 – $500,000 | 1.5% |
| $500,001 – $1,000,000 | 2.00% |
| Over $1,000,000 | 2.5% |
Enter the purchase price to calculate Quebec's welcome tax.
For full Quebec land transfer tax rates and tables, see our Quebec Land Transfer Tax Guide.
| Purchase Price | Droits de Mutation |
|---|---|
| $250,000 | $2,000 |
| $350,000 | $3,2500 |
| $450,000 | $4,7500 |
| $600,000 | $8,7500 |
| $800,000 | $13,7500 |
The Ville de Québec sends a droits de mutation invoice after the deed of sale is registered at the land register. Payment is typically due within 30 days. Late payment incurs interest charges. Plan to have this cash available after your closing date.
| Purchase Price | Quebec City | Montreal (incl. surtax) | Saving in QC City |
|---|---|---|---|
| $500,000 | $6,2500 | $6,2500 | $00 |
| $700,000 | $100,2500 | $11,2500 | $1,000 |
| $1,000,000 | $16,2500 | $18,7500 | $2,500 |
Open a KOHO account before closing and earn a $100 bonus using referral code BREMO2026. Use it for your closing cost payments and earn cash back.
Get $120 with KOHO → | Code: BREMO2026