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Calculate your Quebec land transfer tax for Saint-Jean-sur-Richelieu properties. Understand exactly what you'll owe at notary closing.
Enter your purchase price to estimate your Quebec land transfer tax.
| Purchase Price Range | Tax Rate |
|---|---|
| First $50,000 | 0.5% |
| $50,001 to $250,000 | 1.0% |
| $250,001 to $500,000 | 1.5% |
| $500,001 to $1,000,000 | 2.0% |
| Above $1,000,000 | 2.5% |
Example: For a $390,000 home in Saint-Jean-sur-Richelieu, droits de mutation = $4,350.00. This is payable in full at notary. No rebate is available for any buyer in Quebec.
Saint-Jean-sur-Richelieu is a major Montérégie city on the Richelieu River, about 40 km southeast of Montreal. Known for the International Balloon Festival, a strong military history, and convenient access to the US border, it's a significant real estate market in its own right.
Property values in Saint-Jean-sur-Richelieu are higher than many Quebec communities due to its Montreal proximity, with median home prices between $360,000 and $520,000 for detached homes. Strong infrastructure, schools, and employment make it a top choice for families.
Droits de mutation in Saint-Jean-sur-Richelieu follows Quebec's standard provincial schedule. For a $390,000 home, you'll owe approximately $4,600 in land transfer tax at notary closing. No rebate applies for first-time buyers.
All major banks compete actively in Saint-Jean-sur-Richelieu. Desjardins Montérégie, National Bank, TD, RBC, BMO, and Scotiabank all maintain a presence. This competition is good for buyers — rate shopping is worthwhile and can save thousands over a 5-year term.
The proximity to Montreal means many Saint-Jean buyers are urban commuters. For these buyers, maintaining a relationship with their Montreal bank while securing a mortgage through a competitive broker often provides the best of both worlds.
For the complete provincial guide: Quebec Land Transfer Tax Calculator.
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