Updated: April 2025  |  bremo.io financial guides

Dufferin and Wellington County Land Transfer Tax 2025

When you buy a home in Dufferin County (Orangeville, Shelburne) or Wellington County (Fergus, Elora, Mount Forest), you pay Ontario's provincial land transfer tax at closing. Neither county charges an additional municipal LTT — unlike Toronto buyers who pay a second city-level tax on top of the provincial one. Here's exactly how the tax works and what you'll pay.

Ontario Land Transfer Tax Rate Structure

Ontario's LTT is tiered:

• 0.5% on the first $55,000
• 1.0% on $55,001–$250,000
• 1.5% on $250,001–$400,000
• 2.0% on $400,001–$2,000,000
• 2.5% on amounts above $2,000,000

LTT Calculation Examples

$600,000 Home in Orangeville

• 0.5% × $55,000 = $275
• 1.0% × $195,000 = $1,950
• 1.5% × $150,000 = $2,250
• 2.0% × $200,000 = $4,000
• Total LTT: $8,475

$750,000 Home in Fergus

• 0.5% × $55,000 = $275
• 1.0% × $195,000 = $1,950
• 1.5% × $150,000 = $2,250
• 2.0% × $350,000 = $7,000
• Total LTT: $11,475

First-Time Buyer LTT Rebate

Ontario's first-time home buyer LTT rebate provides up to $4,000 back. If your LTT is less than $4,000 (home price under ~$368,000), you pay zero LTT. For more expensive homes, the first $4,000 of LTT is rebated. On a $600,000 Orangeville home, the LTT goes from $8,475 to $4,475 with the rebate — a significant saving for eligible first-time buyers.

Eligibility for First-Time Buyer Rebate

• Must be a first-time home buyer (never owned a home anywhere in the world)
• Must be a Canadian citizen or permanent resident
• Must occupy the property as your principal residence within 9 months
• If you have a partner, they must also be a first-time buyer for full rebate

When Is LTT Paid?

The LTT is paid at closing, collected by your real estate lawyer and remitted to the Ontario government. It is not paid upfront when you sign an agreement — but ensure you have sufficient funds in your account to cover it at the time of closing.