Canada · account access decision

Fit first. Rate second.

Separate liquid savings, notice savings, everyday spending and full-service banking before opening a product page. Current official terms—not Bremo—control rates, availability and eligibility.

Use the checklist
Job-first checks

EQ fit-and-access checklist

Every answer stays in browser memory and disappears on refresh. Only aggregate stage names are counted—never your answer, result, balance, province, identity, referrer or a persistent identifier.

No email · no balance · no answer values

A checklist result, source open, gate completion or provider handoff is not an application, account, approval, paid conversion, revenue or profit. Only authenticated policy-matched provider action and payout evidence can prove those outcomes.

Three account jobs

Access determines the branch

Rates and conditions must be checked at the source on decision day; Bremo does not freeze them in this checklist.

LIQUID

Personal Account facts

Use the current official Personal Account, rates, fees and access pages when money must remain immediately available.

NOTICE

Notice Savings facts

Use the official Notice Savings page only when the selected money can tolerate the current withdrawal-notice period.

FULL SERVICE

Compare access first

Branch, cash, cheque, business or unresolved feature needs route to the official FCAC account comparison—not to KOHO.

Current official EQ and CDIC sources

EQ Personal Account — current access, features, requirements and availability.

EQ Notice Savings — current notice choices, withdrawal timing, access and availability.

EQ rates and fees and agreements — current rates and product conditions.

CDIC coverage rules and member list — eligible deposits, categories and institution aggregation.

Commercial disclosure: Bremo has no authenticated paid EQ Bank publisher outcome source; every EQ link is a direct official source. Bremo may receive compensation after a qualifying KOHO referral. Acceptance and reward qualification are not guaranteed, and current provider terms control.