Offer terms require confirmation

Canadian Banking Offers:
Compare Requirements Before Applying

Customer signup rewards and rewards for referring a friend are different. Check the exact promotion, costs and requirements before opening an account.

No combined payout is quoted because current eligibility and offer terms have not been confirmed for every provider.

Review everyday banking

Check the current plan fee and any waiver requirements before moving payroll or benefit deposits. Code BREMO2026.

See how it works

Offers to compare

KOHO Financial - code BREMO2026
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Current reward and payout timing are not confirmed for this referral route. Customer and referrer rewards may differ. Review the provider terms before applying.
Terms require confirmation
Get KOHO - code BREMO2026 →
Neo Financial - code J4C9H3K5
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Current reward and payout timing are not confirmed for this referral route. Customer and referrer rewards may differ. Review the provider terms before applying.
Terms require confirmation
Wealthsimple - referral link
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Current reward and payout timing are not confirmed for this referral route. Customer and referrer rewards may differ. Review the provider terms before applying.
Terms require confirmation
Tangerine - Orange Key referral
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Current reward and payout timing are not confirmed for this referral route. Customer and referrer rewards may differ. Review the provider terms before applying.
Terms require confirmation

Bank account offers

Scotiabank - new chequing account
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Current reward and payout timing are not confirmed for this referral route. Customer and referrer rewards may differ. Review the provider terms before applying.
Terms require confirmation
BMO - Performance Chequing
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Current reward and payout timing are not confirmed for this referral route. Customer and referrer rewards may differ. Review the provider terms before applying.
Terms require confirmation
Simplii Financial - No-Fee Chequing
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Check provider terms
Current reward and payout timing are not confirmed for this referral route. Customer and referrer rewards may differ. Review the provider terms before applying.
Terms require confirmation
RBC - Newcomer Advantage
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Check provider terms
Current reward and payout timing are not confirmed for this referral route. Customer and referrer rewards may differ. Review the provider terms before applying.
Terms require confirmation

Compare each offer separately

A customer reward is not the same as a reward for referring someone else. Do not add rewards from different products or assume every offer can be combined. No total is shown until each offer, eligibility rule and fee has been verified.

Before you apply

  1. Read the official terms for the exact offer attached to your referral link or code.
  2. Record the eligible product, customer reward, fees, funding requirement and expiry.
  3. Check which transactions qualify and when the account must remain open.
  4. Keep the terms and completion evidence. Confirm a payout with the provider if it does not arrive.

Official sources and unresolved terms

KOHO: Customer plan benefit and referrer cash are different. Exact BREMO2026 campaign, current fee after trial and expiry remain unverified. Official information

Neo Financial: Public creator page distinguishes credit-card reward from a funded deposit-account reward. J4C9H3K5 eligibility and expiry remain unverified. Official information

Tangerine: Orange Key referral has funding and balance-maintenance requirements. It is not the credit-card cashback promotion. Bremo route and current fees remain unverified. Official information

Simplii Financial: Official terms checked 2026-10-12: customer welcome reward $350; offer October 1, 2026 to January 31, 2027; $100 monthly eligible recurring direct deposits for four consecutive months within 150 days; account must remain active and in good standing. No monthly fee. Separate referral terms and Bremo route not verified. Official information

Wealthsimple: Referral program requires qualifying external funding. Exact current reward, account fees and Bremo referral eligibility not fully verified. Official information

Scotiabank: Bundled rewards have distinct account conditions. Exact eligibility, fees and expiry require full confirmation; the guide payout timing is unsupported. Official information

BMO: Current specific campaign not verified. Amount, eligibility, fees, expiry and payout timing unresolved. Official information

RBC: Current newcomer campaign not verified. Amount, eligibility, fees, expiry and payout timing unresolved. Official information

Related guides

All Canadian bank bonuses 2026 - full ranked list → KOHO referral code (BREMO2026) - detailed guide → Scotiabank offer guide - confirm current terms → Newcomer bank accounts Canada 2026 →

Review KOHO before applying

Code BREMO2026. Confirm plan benefits, fees and eligibility.

Review KOHO terms - code BREMO2026
Disclosure: Bremo earns referral commissions on some links. Listed referral-route terms are unverified. Confirm current terms at each institution before applying.