Gatineau, Quebec, sits directly across the Ottawa River from Canada's capital, Ottawa, Ontario. This unique cross-province dynamic creates a distinctive real estate market where federal government employees can live in Quebec (lower income taxes) while working in Ottawa. Understanding both Quebec's buying rules and the unique Gatineau context is essential.
Quebec has lower provincial income tax rates for many brackets and no health premium, which can save dual-earner families thousands per year. This makes Gatineau a popular choice for federal public servants. Home prices in Gatineau are typically 20–35% lower than comparable Ottawa homes.
Average home prices in Gatineau range from $320,000–$520,000 depending on the sector. Aylmer is the most expensive (waterfront and family homes), Hull/Plateau offers urban condos, and Buckingham/Masson-Angers provides rural affordability.
Gatineau charges standard Quebec provincial droits de mutation with no additional municipal surtax.
| Purchase Price Range | Rate |
|---|---|
| $0 – $50,000 | 0.5% |
| $50,001 – $250,000 | 1.0% |
| $250,001 – $500,000 | 1.5% |
| $500,001 – $1,000,000 | 2.0% |
| Over $1,000,000 | 2.5% |
Enter the purchase price to calculate Quebec's welcome tax.
For full Quebec land transfer tax rates and tables, see our Quebec Land Transfer Tax Guide.
| Factor | Gatineau (QC) | Ottawa (ON) |
|---|---|---|
| Avg. home price | $390K | $650K+ |
| Land transfer tax (on $400K) | ~$4,750 (QC droits) | ~$4,475 (ON LTT) + refund if FTB |
| Provincial income tax | Lower for many | Higher for many |
| FTB rebate | None | Up to $4,000 |
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