Match gross receipts, platform fees, adjustments and deposits to the same period.
Build one period you can reconcile
Use the same statement period for every field. Keep the source statement and receipts beside the result.
Net before obligations—
Net per entered hour—
Your chosen reserve—
After your reserve—
Boundary: This is arithmetic, not tax, legal or financial advice. It does not decide deductibility, account suitability, GST/HST, income tax, CPP, installments, benefits, provider eligibility or a payout.
Open the next planning step
An owned-guide open is not an account, application, paid conversion, payout or revenue.
Turn the result into an operating routine.
The banking layer should preserve records and prevent accidental spending; it cannot settle the tax boundary for you.
Keep business operating needs, required records and personal spending roles distinct.
Check structure, GST/HST, tax and account terms against current primary sources and your facts.
Corrected August 14, 2026: Bremo removed pre-consent Google tracking, stale product prices and rewards, an unrelated direct provider push, a capture that claimed delivery without verified activation, and categorical account and tax claims. No provider or government source authenticated those promises.