Official terms checked August 12, 2026
goPeer

Personal Loans $1,000–$35,000

Published APR range: 8.99%–34.99%, based on goPeer's assessment. Review eight minimum requirements here before starting the provider's pre-qualification.

8.99%
STARTING RATE
3 or 5 yr
TERMS
$35K
MAX LOAN
34.99%
MAX PUBLISHED APR
Check the published minimums ↓ See How It Works
LOAN AMOUNT
$1K – $35K
No collateral required
INTEREST RATE
8.99%+
Based on credit profile
LOAN TERM
3 or 5 yrs
Approval and funding timing vary
💰
Peer-to-Peer Model
goPeer connects borrowers with individual Canadian investors through its peer-to-peer marketplace.
✅
No Collateral Needed
goPeer offers unsecured personal loans — you don't need to put up your home or car to access funding.
📋
Fixed Monthly Payments
Lock in your rate and know exactly what you owe each month. No variable rate surprises.
🇨🇦
Canada-Wide
Available to borrowers across most Canadian provinces. Check eligibility when you apply.
How the borrower journey works
Separate preparation, pre-qualification, and a full application so you know when a credit inquiry can change.
1
Review the minimums
Use the private checklist below. Nothing is submitted and Bremo does not store your answers.
2
Pre-qualify at goPeer
goPeer states its pre-qualification uses a soft inquiry and can show estimated eligibility and rate information.
3
Review before applying
A full application may use a hard inquiry. Read the provider's APR, fees, term, payment schedule and total borrowing cost before proceeding.
What to compare before borrowing
A lower advertised starting rate does not establish your rate or total cost.
Your actual APR
goPeer publishes an 8.99%–34.99% range. Your assessed APR can differ from the minimum.
Total borrowing cost
Compare every payment over the 3- or 5-year term, including the origination fee contained in the advertised APR.
Credit-check stage
Pre-qualification is described as a soft inquiry. A full application may involve a hard inquiry.
Your alternatives
Compare a bank or credit-union quote and repayment flexibility before accepting any offer.
60-second fit checkPrivate — nothing is submittedOfficial minimums reviewed Aug. 12, 2026
Check the published minimums before you leave Bremo

This is a preparation checklist, not an approval decision. Select every statement that is true for you. Your answers stay in this browser and are never sent to Bremo.

0 of 8 published minimums matched.

Continue to goPeer pre-qualification → Review official requirements

Matching this checklist does not guarantee eligibility, approval, a rate, funding, or savings. goPeer performs its own credit and underwriting assessment. Pre-qualification uses a soft inquiry; a full application may involve a hard inquiry.

Source: goPeer borrower requirements and loan disclaimer. Published loans are $1,000–$35,000, terms are 3 or 5 years, and APRs range from 8.99%–34.99% depending on the applicant. Provider terms control.

Who Uses goPeer?
Canadian borrowers across every financial situation.
📚
Debt Consolidation
Roll multiple high-interest debts into one lower-rate loan and simplify your monthly payments.
🏠
Home Improvements
Finance renovations, appliances, or repairs without touching your home equity.
🚘
Major Purchases
Car repairs, medical expenses, or any large purchase — get the funds you need fast.
🎓
Education & Skills
Invest in courses, certifications, or a career move that traditional student loans won't cover.

Start with the fit check

Confirm the eight published minimums before leaving Bremo. Matching them is not an approval guarantee.

Review my fit ↑
Common Questions
Everything you need to know before applying.
goPeer currently publishes a minimum Equifax FICO 8 score of 600 alongside income, debt-to-income, residency and credit-file requirements. Meeting minimums does not guarantee approval or a particular APR.
Timing varies by application, underwriting and investor funding. Bremo does not promise a decision or funding deadline; use the status and terms shown in your goPeer dashboard.
The initial rate check uses a soft inquiry and does not impact your credit score. A hard inquiry only occurs if you proceed with a full application and are moving forward with your loan.
goPeer operates across most Canadian provinces. Availability may vary by province — check goPeer's eligibility page for the most current list of provinces served.
Yes. goPeer allows early repayment. Review your loan agreement for details on any applicable terms.

Bremo is an independent financial content platform. This page contains affiliate links — if you apply and your loan is funded through goPeer, Bremo may earn a referral fee at no cost to you. Rates and terms are set by goPeer and subject to change. Always review your loan agreement carefully before accepting. Not financial advice.

goPeer — check the published minimums before pre-qualifying
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